CerescoBank
Ceresco, NE
IDRSSD: 75651
Total Assets
$77.48M
Latest filing
Total Deposits
$65.78M
Latest filing
Net Interest Margin
3.28%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
CerescoBank
130 Elm St
Ceresco, NE 68017
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/01/1911FDIC Certificate 1339
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| CerescoBank (Main) | 130 Elm St | Ceresco, NE | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68017 |
| State and County Number | 31155 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Omaha-Council Bluffs, NE-IA |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.CERESCOBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 1993 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $77.48M |
| Total Deposits | $65.78M |
| Total Liabilities | $67.94M |
| Total Equity Capital | $9.54M |
| Net Income | $2.00k |
| Net Loans and Leases | $41.38M |
| Assets Per Employee ($Millions) | $7.75M |
| Bank Premises and Fixed Assets | $906.00k |
| Cash and Balances due from Depository Institutions | $1.98M |
| Deposits Held in Domestic Offices | $65.78M |
Key Performance Ratios
| Return on Assets (ROA) | 0.01% |
| Return on Equity (ROE) | 0.08% |
| Net Interest Margin | 3.28% |
| Efficiency Ratio | 113.37% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.314% |
| Earning Assets to total Assets | 92.3% |
Income and Expense
| Total Interest Income | $956.00k |
| Total Noninterest Income | $37.00k |
| Total Interest Expense | $372.00k |
| Total Noninterest Expense | $704.00k |
| Net Interest Income | $584.00k |
| Pre-tax Net Operating Income | $-99,000 |
| Provision for Credit Losses | $16.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $463.00k |
| Total Liabilities and Capital | $77.48M |
Securities
| Securities | $29.32M |
| Available-for-sale debt securities | $26.57M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CerescoBank?
$77.48M as of the latest filing.
How much are CerescoBank's total deposits?
$65.78M in total deposits.
Where is CerescoBank located?
Ceresco, NE.
What is the Net Interest Margin?
3.28%.
How many domestic offices does it operate?
1.
When was it established?
09/01/1911.
What is the Return on Assets (ROA)?
0.01%.
How much are total loans and leases?
$41.38M (latest filing).
What is the total interest income (latest filing)?
$956.00k.