Adams State Bank
Adams, NE
IDRSSD: 332756
Total Assets
$71.38M
Latest filing
Total Deposits
$52.54M
Latest filing
Net Interest Margin
3.60%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Adams State Bank
649 Main St
Adams, NE 68301
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/18/1918FDIC Certificate 6284
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Adams State Bank (Main) | 649 Main St | Adams, NE | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/18/1918 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68301 |
| State and County Number | 31067 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Beatrice, NE |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.adamsstate.com |
| Data Updated | 11/14/2025 |
| CERT | 9812 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $71.38M |
| Total Deposits | $52.54M |
| Total Liabilities | $60.77M |
| Total Equity Capital | $10.61M |
| Net Income | $189.00k |
| Net Loans and Leases | $50.50M |
| Assets Per Employee ($Millions) | $8.92M |
| Bank Premises and Fixed Assets | $622.00k |
| Cash and Balances due from Depository Institutions | $3.69M |
| Deposits Held in Domestic Offices | $52.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.07% |
| Return on Equity (ROE) | 7.24% |
| Net Interest Margin | 3.6% |
| Efficiency Ratio | 55.07% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.27% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.867% |
| Earning Assets to total Assets | 94.8% |
Income and Expense
| Total Interest Income | $931.00k |
| Total Noninterest Income | $64.00k |
| Total Interest Expense | $325.00k |
| Total Noninterest Expense | $369.00k |
| Net Interest Income | $606.00k |
| Pre-tax Net Operating Income | $253.00k |
| Provision for Credit Losses | $48.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.06M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $169.00k |
| Total Liabilities and Capital | $71.38M |
Securities
| Securities | $14.85M |
| Available-for-sale debt securities | $13.11M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Adams State Bank?
$71.38M as of the latest filing.
How much are Adams State Bank's total deposits?
$52.54M in total deposits.
Where is Adams State Bank located?
Adams, NE.
What is the Net Interest Margin?
3.60%.
How many domestic offices does it operate?
1.
When was it established?
01/18/1918.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$50.50M (latest filing).
What is the total interest income (latest filing)?
$931.00k.