Cedar Security Bank

Fordyce, NE
IDRSSD: 550653
Total Assets
$59.66M
Latest filing
Total Deposits
$47.04M
Latest filing
Net Interest Margin
4.88%
Profitability

Locations

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Main Office
Cedar Security Bank
117 Main St
Fordyce, NE 68736
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/04/1984FDIC Certificate 17530

Branches (2)

Page 1 of 1
NameAddressCity / State
Cedar Security Bank (Main)117 Main StFordyce, NE
WYNOT BRANCH411 Saint James AveWynot, NE
HARTINGTON BRANCH309 S Robinson AveHartington, NE
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/04/1984
Community BankYes
Ownership TypeNot Mutual
ZIP68736
State and County Number31027
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees10
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance09/04/1984
Primary Insurance AgencyDIF
Websitehttps://onlinebanking.cedarsecurity.com/
Data Updated11/14/2025
CERT25591
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$59.66M
Total Deposits$47.04M
Total Liabilities$49.07M
Total Equity Capital$10.59M
Net Income$280.00k
Net Loans and Leases$32.73M
Assets Per Employee ($Millions)$5.42M
Bank Premises and Fixed Assets$228.00k
Cash and Balances due from Depository Institutions$12.40M
Deposits Held in Domestic Offices$47.04M

Key Performance Ratios

Return on Assets (ROA)1.87%
Return on Equity (ROE)10.7%
Net Interest Margin4.88%
Efficiency Ratio51.81%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.755%
Earning Assets to total Assets94.4%

Income and Expense

Total Interest Income$838.00k
Total Noninterest Income$53.00k
Total Interest Expense$144.00k
Total Noninterest Expense$387.00k
Net Interest Income$694.00k
Pre-tax Net Operating Income$360.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$1.52M
Federal Funds Sold & Reverse Repurchase Agreement$2.22M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$510.00k
Total Liabilities and Capital$59.66M

Securities

Securities$10.80M
Available-for-sale debt securities$10.80M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Cedar Security Bank?
$59.66M as of the latest filing.
How much are Cedar Security Bank's total deposits?
$47.04M in total deposits.
Where is Cedar Security Bank located?
Fordyce, NE.
What is the Net Interest Margin?
4.88%.
How many domestic offices does it operate?
3.
When was it established?
09/04/1984.
What is the Return on Assets (ROA)?
1.87%.
How much are total loans and leases?
$32.73M (latest filing).
What is the total interest income (latest filing)?
$838.00k.