First Colony Bank of Florida

Maitland, FL
IDRSSD: 3688548
Total Assets
$295.10M
Latest filing
Total Deposits
$267.44M
Latest filing
Net Interest Margin
3.84%
Profitability

Locations

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Main Office
First Colony Bank of Florida
711 N Orlando Ave
Maitland, FL 32751
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/28/2008FDIC Certificate 461032

Branches (0)

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NameAddressCity / State
No branch data available.
First Colony Bank of Florida (Main)711 N Orlando AveMaitland, FL

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/28/2008
Community BankYes
Ownership TypeNot Mutual
ZIP32751
State and County Number12095
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameOrlando-Kissimmee-Sanford, FL

Operational Info

Number of Employees20
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/28/2008
Primary Insurance AgencyDIF
Websitewww.firstcolonybank.net
Data Updated11/14/2025
CERT58644
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$295.10M
Total Deposits$267.44M
Total Liabilities$269.15M
Total Equity Capital$25.95M
Net Income$1.48M
Net Loans and Leases$192.68M
Assets Per Employee ($Millions)$14.75M
Bank Premises and Fixed Assets$962.00k
Cash and Balances due from Depository Institutions$45.89M
Deposits Held in Domestic Offices$267.44M

Key Performance Ratios

Return on Assets (ROA)1.99%
Return on Equity (ROE)23.48%
Net Interest Margin3.84%
Efficiency Ratio46.93%
Tier 1 Risk-Based Capital Ratio12.933%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.794%
Earning Assets to total Assets97.74%

Income and Expense

Total Interest Income$4.02M
Total Noninterest Income$85.00k
Total Interest Expense$1.23M
Total Noninterest Expense$1.35M
Net Interest Income$2.80M
Pre-tax Net Operating Income$1.48M
Provision for Credit Losses$45.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.71M
Total Liabilities and Capital$295.10M

Securities

Securities$53.66M
Available-for-sale debt securities$23.60M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$30.06M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Colony Bank of Florida?
$295.10M as of the latest filing.
How much are First Colony Bank of Florida's total deposits?
$267.44M in total deposits.
Where is First Colony Bank of Florida located?
Maitland, FL.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
1.
When was it established?
01/28/2008.
What is the Return on Assets (ROA)?
1.99%.
How much are total loans and leases?
$192.68M (latest filing).
What is the total interest income (latest filing)?
$4.02M.