First National Bank of Pasco
Dade City, FL
IDRSSD: 82033
Total Assets
$298.41M
Latest filing
Total Deposits
$253.08M
Latest filing
Net Interest Margin
3.55%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank of Pasco
13315 Us Highway 301
Dade City, FL 33525
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/03/1986FDIC Certificate 36055
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank of Pasco (Main) | 13315 Us Highway 301 | Dade City, FL |
| ZEPHYRHILLS BRANCH | 4518 Gall Blvd | Zephyrhills, FL |
| 54 WEST BRANCH | 37215 State Road 54 | Zephyrhills, FL |
| LAND O LAKES BRANCH | 23613 Sr 54 | Lutz, FL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/03/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33525 |
| State and County Number | 12101 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Tampa-St. Petersburg-Clearwater, FL |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/21/2011 |
| Date of Deposit Insurance | 11/03/1986 |
| Primary Insurance Agency | DIF |
| Website | www.fnbpasco.com/ |
| Data Updated | 11/14/2025 |
| CERT | 26829 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $298.41M |
| Total Deposits | $253.08M |
| Total Liabilities | $279.36M |
| Total Equity Capital | $19.05M |
| Net Income | $-229,000 |
| Net Loans and Leases | $184.88M |
| Assets Per Employee ($Millions) | $5.43M |
| Bank Premises and Fixed Assets | $4.50M |
| Cash and Balances due from Depository Institutions | $13.94M |
| Deposits Held in Domestic Offices | $253.08M |
Key Performance Ratios
| Return on Assets (ROA) | -0.3% |
| Return on Equity (ROE) | -4.96% |
| Net Interest Margin | 3.55% |
| Efficiency Ratio | 109.54% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.385% |
| Earning Assets to total Assets | 92.27% |
Income and Expense
| Total Interest Income | $4.15M |
| Total Noninterest Income | $398.00k |
| Total Interest Expense | $1.69M |
| Total Noninterest Expense | $3.14M |
| Net Interest Income | $2.46M |
| Pre-tax Net Operating Income | $-273,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $13.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.28M |
| Total Liabilities and Capital | $298.41M |
Securities
| Securities | $64.50M |
| Available-for-sale debt securities | $64.50M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Pasco?
$298.41M as of the latest filing.
How much are First National Bank of Pasco's total deposits?
$253.08M in total deposits.
Where is First National Bank of Pasco located?
Dade City, FL.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
4.
When was it established?
11/03/1986.
What is the Return on Assets (ROA)?
-0.3%.
How much are total loans and leases?
$184.88M (latest filing).
What is the total interest income (latest filing)?
$4.15M.