Visbanking Logo

Bank of Elgin

Elgin, NE
IDRSSD: 485054
Total Assets
$80.76M
Latest filing
Total Deposits
$68.17M
Latest filing
Net Interest Margin
4.52%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

First Bank of Utica
Utica, Nebraska
→
Assets: $77.36MΔ -2.3%
First State Bank
Randolph, Nebraska
→
Assets: $76.95MΔ -2.8%
Commercial State Bank
Republican City, Nebraska
→
Assets: $76.75MΔ -3.0%
CerescoBank
Ceresco, Nebraska
→
Assets: $74.40MΔ -6.0%
Siouxland Bank
South Sioux City, Nebraska
→
Assets: $84.13MΔ +6.3%
Clarkson Bank
Clarkson, Nebraska
→
Assets: $73.97MΔ -6.6%

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date08/27/1935
Community BankYes
Ownership TypeNot Mutual
ZIP68636
State and County Number31003
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees10
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance05/11/1944
Primary Insurance AgencyDIF
Websitewww.bankofelgin.com
Data Updated11/14/2025
CERT16154
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$80.76M
Total Deposits$68.17M
Total Liabilities$68.93M
Total Equity Capital$11.83M
Net Income$486.00k
Net Loans and Leases$55.28M
Assets Per Employee ($Millions)$8.97M
Bank Premises and Fixed Assets$159.00k
Cash and Balances due from Depository Institutions$7.57M
Deposits Held in Domestic Offices$68.17M

Key Performance Ratios

Return on Assets (ROA)2.43%
Return on Equity (ROE)16.91%
Net Interest Margin4.52%
Efficiency Ratio47.08%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.15%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.644%
Earning Assets to total Assets94.53%

Income and Expense

Total Interest Income$1.12M
Total Noninterest Income$120.00k
Total Interest Expense$265.00k
Total Noninterest Expense$459.00k
Net Interest Income$855.00k
Pre-tax Net Operating Income$486.00k
Provision for Credit Losses$30.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$300.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$460.00k
Total Liabilities and Capital$80.76M

Securities

Securities$14.30M
Available-for-sale debt securities$14.30M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Elgin?
$80.76M as of the latest filing.
How much are Bank of Elgin's total deposits?
$68.17M in total deposits.
Where is Bank of Elgin located?
Elgin, NE.
What is the Net Interest Margin?
4.52%.
How many domestic offices does it operate?
1.
When was it established?
08/27/1935.
What is the Return on Assets (ROA)?
2.43%.
How much are total loans and leases?
$55.28M (latest filing).
What is the total interest income (latest filing)?
$1.12M.