Bank of Elgin
Elgin, NE
IDRSSD: 485054
Total Assets
$86.41M
Latest filing
Total Deposits
$73.50M
Latest filing
Net Interest Margin
4.46%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104113327ELGIN, NE
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Elgin
101 N 2nd St
Elgin, NE 68636
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/27/1935FDIC Certificate 10366
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Bank of Elgin (Main) | 101 N 2nd St | Elgin, NE | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/27/1935 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68636 |
| State and County Number | 31003 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/11/1944 |
| Primary Insurance Agency | DIF |
| Website | www.bankofelgin.com |
| Data Updated | 01/30/2026 |
| CERT | 16154 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $86.41M |
| Total Deposits | $73.50M |
| Total Liabilities | $74.04M |
| Total Equity Capital | $12.37M |
| Net Income | $463.00k |
| Net Loans and Leases | $59.52M |
| Assets Per Employee ($Millions) | $9.6M |
| Bank Premises and Fixed Assets | $146.00k |
| Cash and Balances due from Depository Institutions | $9.60M |
| Deposits Held in Domestic Offices | $73.50M |
Key Performance Ratios
| Return on Assets (ROA) | 2.22% |
| Return on Equity (ROE) | 15.31% |
| Net Interest Margin | 4.46% |
| Efficiency Ratio | 52.23% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.314% |
| Earning Assets to total Assets | 95.03% |
Income and Expense
| Total Interest Income | $1.15M |
| Total Noninterest Income | $148.00k |
| Total Interest Expense | $267.00k |
| Total Noninterest Expense | $539.00k |
| Net Interest Income | $884.00k |
| Pre-tax Net Operating Income | $463.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $259.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $281.00k |
| Total Liabilities and Capital | $86.41M |
Securities
| Securities | $14.24M |
| Available-for-sale debt securities | $14.24M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Elgin?
$86.41M as of the latest filing.
How much are Bank of Elgin's total deposits?
$73.50M in total deposits.
Where is Bank of Elgin located?
Elgin, NE.
What is the Net Interest Margin?
4.46%.
How many domestic offices does it operate?
1.
When was it established?
08/27/1935.
What is the Return on Assets (ROA)?
2.22%.
How much are total loans and leases?
$59.52M (latest filing).
What is the total interest income (latest filing)?
$1.15M.