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Chambers State Bank

Chambers, NE
IDRSSD: 416357
Total Assets
$83.37M
Latest filing
Total Deposits
$61.62M
Latest filing
Net Interest Margin
5.42%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/01/1901
Community BankYes
Ownership TypeNot Mutual
ZIP68725
State and County Number31089
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees9
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww,chambersbank.com
Data Updated11/14/2025
CERT13251
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$83.37M
Total Deposits$61.62M
Total Liabilities$62.53M
Total Equity Capital$20.84M
Net Income$420.00k
Net Loans and Leases$66.50M
Assets Per Employee ($Millions)$9.26M
Bank Premises and Fixed Assets$89.00k
Cash and Balances due from Depository Institutions$12.63M
Deposits Held in Domestic Offices$61.62M

Key Performance Ratios

Return on Assets (ROA)1.97%
Return on Equity (ROE)8.14%
Net Interest Margin5.42%
Efficiency Ratio33.19%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets24.996%
Earning Assets to total Assets94.57%

Income and Expense

Total Interest Income$1.37M
Total Noninterest Income$28.00k
Total Interest Expense$273.00k
Total Noninterest Expense$374.00k
Net Interest Income$1.10M
Pre-tax Net Operating Income$753.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$557.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$912.00k
Total Liabilities and Capital$83.37M

Securities

Securities$1.37M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.37M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Chambers State Bank?
$83.37M as of the latest filing.
How much are Chambers State Bank's total deposits?
$61.62M in total deposits.
Where is Chambers State Bank located?
Chambers, NE.
What is the Net Interest Margin?
5.42%.
How many domestic offices does it operate?
2.
When was it established?
11/01/1901.
What is the Return on Assets (ROA)?
1.97%.
How much are total loans and leases?
$66.50M (latest filing).
What is the total interest income (latest filing)?
$1.37M.