Chambers State Bank
Chambers, NE
IDRSSD: 416357
Total Assets
$86.01M
Latest filing
Total Deposits
$64.55M
Latest filing
Net Interest Margin
5.39%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Chambers State Bank
104 E Main St
Chambers, NE 68725
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/01/1901FDIC Certificate 8384
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Chambers State Bank (Main) | 104 E Main St | Chambers, NE |
| FARMERS STATE BANK BRANCH | 220 E Nebraska St | Ewing, NE |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68725 |
| State and County Number | 31089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www,chambersbank.com |
| Data Updated | 01/30/2026 |
| CERT | 13251 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $86.01M |
| Total Deposits | $64.55M |
| Total Liabilities | $65.36M |
| Total Equity Capital | $20.64M |
| Net Income | $203.00k |
| Net Loans and Leases | $66.22M |
| Assets Per Employee ($Millions) | $9.56M |
| Bank Premises and Fixed Assets | $89.00k |
| Cash and Balances due from Depository Institutions | $13.42M |
| Deposits Held in Domestic Offices | $64.55M |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 3.92% |
| Net Interest Margin | 5.39% |
| Efficiency Ratio | 75.19% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 24.001% |
| Earning Assets to total Assets | 94.61% |
Income and Expense
| Total Interest Income | $1.35M |
| Total Noninterest Income | $77.00k |
| Total Interest Expense | $268.00k |
| Total Noninterest Expense | $870.00k |
| Net Interest Income | $1.08M |
| Pre-tax Net Operating Income | $287.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.61M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $819.00k |
| Total Liabilities and Capital | $86.01M |
Securities
| Securities | $1.37M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.37M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Chambers State Bank?
$86.01M as of the latest filing.
How much are Chambers State Bank's total deposits?
$64.55M in total deposits.
Where is Chambers State Bank located?
Chambers, NE.
What is the Net Interest Margin?
5.39%.
How many domestic offices does it operate?
2.
When was it established?
11/01/1901.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$66.22M (latest filing).
What is the total interest income (latest filing)?
$1.35M.