American Bank & Trust Company
Opelousas, LA
IDRSSD: 83834
Total Assets
$271.84M
Latest filing
Total Deposits
$227.98M
Latest filing
Net Interest Margin
4.16%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
American Bank & Trust Company
307 E Landry St
Opelousas, LA 70570
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/22/1958FDIC Certificate 11844
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| American Bank & Trust Company (Main) | 307 E Landry St | Opelousas, LA |
| KROTZ SPRINGS BRANCH | 562 Eighth St | Krotz Springs, LA |
| PORT BARRE BRANCH | 568 Saizon St | Port Barre, LA |
| LAWTELL BRANCH | 106 Foster Drive | Lawtell, LA |
| SOUTH BRANCH | 807 Creswell Ln | Opelousas, LA |
| OPERATIONS CENTER BRANCH | 321 E Landry St | Opelousas, LA |
| MOSS STREET BRANCH | 2931 Moss St | Lafayette, LA |
| AMERICAN BANK & TRUST COMPANY LAFAYETTE BRANCH | 1306 Camellia Blvd | Lafayette, LA |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Catalyst Bank
Opelousas, Louisiana
→
Assets: $280.52MΔ +10.7%
St. Landry Bank and Trust Company
Opelousas, Louisiana
→
Assets: $287.77MΔ +13.5%
Currency Bank
Baton Rouge, Louisiana
→
Assets: $250.72MΔ -1.1%
Hibernia Bank
New Orleans, Louisiana
→
Assets: $242.31MΔ -4.4%
Bank of Abbeville & Trust Company
Abbeville, Louisiana
→
Assets: $236.74MΔ -6.6%
Citizens Progressive Bank
Winnsboro, Louisiana
→
Assets: $270.72MΔ +6.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/22/1958 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70570 |
| State and County Number | 22097 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Opelousas, LA |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/16/2023 |
| Date of Deposit Insurance | 09/22/1958 |
| Primary Insurance Agency | DIF |
| Website | http://www.americanbankandtrust.net |
| Data Updated | 01/30/2026 |
| CERT | 17906 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $271.84M |
| Total Deposits | $227.98M |
| Total Liabilities | $246.10M |
| Total Equity Capital | $25.73M |
| Net Income | $637.00k |
| Net Loans and Leases | $185.04M |
| Assets Per Employee ($Millions) | $5.23M |
| Bank Premises and Fixed Assets | $2.45M |
| Cash and Balances due from Depository Institutions | $26.68M |
| Deposits Held in Domestic Offices | $227.98M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 9.93% |
| Net Interest Margin | 4.16% |
| Efficiency Ratio | 75.87% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.467% |
| Earning Assets to total Assets | 94.43% |
Income and Expense
| Total Interest Income | $3.39M |
| Total Noninterest Income | $237.00k |
| Total Interest Expense | $801.00k |
| Total Noninterest Expense | $2.14M |
| Net Interest Income | $2.59M |
| Pre-tax Net Operating Income | $637.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.81M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $9.30M |
| All Other Liabilities | $2.01M |
| Total Liabilities and Capital | $271.84M |
Securities
| Securities | $51.39M |
| Available-for-sale debt securities | $49.73M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.68M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Bank & Trust Company?
$271.84M as of the latest filing.
How much are American Bank & Trust Company's total deposits?
$227.98M in total deposits.
Where is American Bank & Trust Company located?
Opelousas, LA.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
9.
When was it established?
09/22/1958.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$185.04M (latest filing).
What is the total interest income (latest filing)?
$3.39M.