Sanibel Captiva Community Bank
Sanibel, FL
IDRSSD: 3122994
Total Assets
$1.04B
Latest filing
Total Deposits
$912.02M
Latest filing
Net Interest Margin
5.28%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
067015287SANIBEL, FL
Key People
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Locations
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Main Office
Sanibel Captiva Community Bank
2406 Periwinkle Way
Sanibel, FL 33957
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/21/2003FDIC Certificate 363517
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Sanibel Captiva Community Bank (Main) | 2406 Periwinkle Way | Sanibel, FL |
| PERIWINKLE BRANCH | 1019 Periwinkle Way | Sanibel, FL |
| MCGREGOR BRANCH | 15975 Mcgregor Blvd | Fort Myers, FL |
| WINKLER BRANCH | 7040 Winkler Rd | Fort Myers, FL |
| COLLEGE PARKWAY OFFICE | 7500 College Pkwy | Fort Myers, FL |
| GATEWAY OFFICE | 11691 Gateway Blvd | Fort Myers, FL |
| HENDRY BRANCH | 1533 Hendry St | Fort Myers, FL |
| BRIDGE BRANCH | 9311 College Pkwy | Fort Myers, FL |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/21/2003 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33957 |
| State and County Number | 12071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Cape Coral-Fort Myers, FL |
Operational Info
| Number of Employees | 118 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/21/2003 |
| Primary Insurance Agency | DIF |
| Website | http://www.sancapbank.com |
| Data Updated | 04/10/2026 |
| CERT | 57425 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.04B |
| Total Deposits | $912.02M |
| Total Liabilities | $945.88M |
| Total Equity Capital | $93.66M |
| Net Income | $4.44M |
| Net Loans and Leases | $858.72M |
| Assets Per Employee ($Millions) | $8.81M |
| Bank Premises and Fixed Assets | $31.36M |
| Cash and Balances due from Depository Institutions | $98.13M |
| Deposits Held in Domestic Offices | $912.02M |
Key Performance Ratios
| Return on Assets (ROA) | 1.73% |
| Return on Equity (ROE) | 19.25% |
| Net Interest Margin | 5.28% |
| Efficiency Ratio | 52.43% |
| Tier 1 Risk-Based Capital Ratio | 11.952% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.01% |
| Earning Assets to total Assets | 94.23% |
Income and Expense
| Total Interest Income | $17.30M |
| Total Noninterest Income | $635.00k |
| Total Interest Expense | $4.57M |
| Total Noninterest Expense | $7.01M |
| Net Interest Income | $12.73M |
| Pre-tax Net Operating Income | $5.96M |
| Provision for Credit Losses | $400.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $6.63M |
| Other borrowed funds | $30.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.86M |
| Total Liabilities and Capital | $1.04B |
Securities
| Securities | $32.52M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $32.52M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sanibel Captiva Community Bank?
$1.04B as of the latest filing.
How much are Sanibel Captiva Community Bank's total deposits?
$912.02M in total deposits.
Where is Sanibel Captiva Community Bank located?
Sanibel, FL.
What is the Net Interest Margin?
5.28%.
How many domestic offices does it operate?
8.
When was it established?
01/21/2003.
What is the Return on Assets (ROA)?
1.73%.
How much are total loans and leases?
$858.72M (latest filing).
What is the total interest income (latest filing)?
$17.30M.