Sanibel Captiva Community Bank
Sanibel, FL
IDRSSD: 3122994
Total Assets
$1.04B
Latest filing
Total Deposits
$850.86M
Latest filing
Net Interest Margin
5.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Sanibel Captiva Community Bank
2406 Periwinkle Way
Sanibel, FL 33957
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/21/2003FDIC Certificate 363517
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Sanibel Captiva Community Bank (Main) | 2406 Periwinkle Way | Sanibel, FL |
| PERIWINKLE BRANCH | 1019 Periwinkle Way | Sanibel, FL |
| MCGREGOR BRANCH | 15975 Mcgregor Blvd | Fort Myers, FL |
| WINKLER BRANCH | 7040 Winkler Rd | Fort Myers, FL |
| COLLEGE PARKWAY OFFICE | 7500 College Pkwy | Fort Myers, FL |
| GATEWAY OFFICE | 11691 Gateway Blvd | Fort Myers, FL |
| HENDRY BRANCH | 1533 Hendry St | Fort Myers, FL |
| BRIDGE BRANCH | 9311 College Pkwy | Fort Myers, FL |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/21/2003 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33957 |
| State and County Number | 12071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Cape Coral-Fort Myers, FL |
Operational Info
| Number of Employees | 114 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/21/2003 |
| Primary Insurance Agency | DIF |
| Website | http://www.sancapbank.com |
| Data Updated | 11/14/2025 |
| CERT | 57425 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.04B |
| Total Deposits | $850.86M |
| Total Liabilities | $954.88M |
| Total Equity Capital | $89.15M |
| Net Income | $4.92M |
| Net Loans and Leases | $879.29M |
| Assets Per Employee ($Millions) | $9M |
| Bank Premises and Fixed Assets | $31.04M |
| Cash and Balances due from Depository Institutions | $79.86M |
| Deposits Held in Domestic Offices | $850.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.91% |
| Return on Equity (ROE) | 22.46% |
| Net Interest Margin | 5.03% |
| Efficiency Ratio | 46.12% |
| Tier 1 Risk-Based Capital Ratio | 11.2% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.539% |
| Earning Assets to total Assets | 93.97% |
Income and Expense
| Total Interest Income | $17.12M |
| Total Noninterest Income | $592.00k |
| Total Interest Expense | $4.93M |
| Total Noninterest Expense | $5.89M |
| Net Interest Income | $12.19M |
| Pre-tax Net Operating Income | $6.62M |
| Provision for Credit Losses | $270.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.77M |
| Other borrowed funds | $100.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.03M |
| Total Liabilities and Capital | $1.04B |
Securities
| Securities | $35.70M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $35.70M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sanibel Captiva Community Bank?
$1.04B as of the latest filing.
How much are Sanibel Captiva Community Bank's total deposits?
$850.86M in total deposits.
Where is Sanibel Captiva Community Bank located?
Sanibel, FL.
What is the Net Interest Margin?
5.03%.
How many domestic offices does it operate?
8.
When was it established?
01/21/2003.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$879.29M (latest filing).
What is the total interest income (latest filing)?
$17.12M.