HCN Bank
Riverside, CA
IDRSSD: 183668
Total Assets
$974.89M
Latest filing
Total Deposits
$853.78M
Latest filing
Net Interest Margin
4.12%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
122234194RIVERSIDE, CA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
HCN Bank
3715 Sunnyside Dr
Riverside, CA 92506
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/03/1974FDIC Certificate 14945
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| HCN Bank (Main) | 3715 Sunnyside Dr | Riverside, CA |
| WESTSIDE BRANCH | 1555 W Florida Ave | Hemet, CA |
| ANZA BRANCH | 56525 Us Highway 371 | Anza, CA |
| SAN JACINTO BRANCH | 400 E Esplanade Ave | San Jacinto, CA |
| BEAUMONT BRANCH | 1540 E Sixth St | Beaumont, CA |
| HEMET BRANCH | 1600 E Florida Ave Ste 200 | Hemet, CA |
| PALM SPRINGS OFFICE BRANCH | 500 S Palm Canyon Dr | Palm Springs, CA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/03/1974 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92506 |
| State and County Number | 06065 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Riverside-San Bernardino-Ontario, CA |
Operational Info
| Number of Employees | 92 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 06/03/1974 |
| Primary Insurance Agency | DIF |
| Website | http://www.hcnbank.com |
| Data Updated | 01/30/2026 |
| CERT | 21606 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $974.89M |
| Total Deposits | $853.78M |
| Total Liabilities | $861.47M |
| Total Equity Capital | $113.42M |
| Net Income | $5.66M |
| Net Loans and Leases | $743.17M |
| Assets Per Employee ($Millions) | $10.83M |
| Bank Premises and Fixed Assets | $5.25M |
| Cash and Balances due from Depository Institutions | $83.89M |
| Deposits Held in Domestic Offices | $853.78M |
Key Performance Ratios
| Return on Assets (ROA) | 2.3% |
| Return on Equity (ROE) | 20.03% |
| Net Interest Margin | 4.12% |
| Efficiency Ratio | 39.37% |
| Tier 1 Risk-Based Capital Ratio | 14.08% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.634% |
| Earning Assets to total Assets | 95.94% |
Income and Expense
| Total Interest Income | $12.55M |
| Total Noninterest Income | $1.07M |
| Total Interest Expense | $2.80M |
| Total Noninterest Expense | $4.26M |
| Net Interest Income | $9.75M |
| Pre-tax Net Operating Income | $6.38M |
| Provision for Credit Losses | $181.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.69M |
| Total Liabilities and Capital | $974.89M |
Securities
| Securities | $116.68M |
| Available-for-sale debt securities | $114.00M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of HCN Bank?
$974.89M as of the latest filing.
How much are HCN Bank's total deposits?
$853.78M in total deposits.
Where is HCN Bank located?
Riverside, CA.
What is the Net Interest Margin?
4.12%.
How many domestic offices does it operate?
6.
When was it established?
06/03/1974.
What is the Return on Assets (ROA)?
2.3%.
How much are total loans and leases?
$743.17M (latest filing).
What is the total interest income (latest filing)?
$12.55M.