Bank of the Orient

San Francisco, CA
IDRSSD: 777366
Total Assets
$1.05B
Latest filing
Total Deposits
$892.64M
Latest filing
Net Interest Margin
3.73%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Bank of the Orient
1023 Stockton St
San Francisco, CA 94108
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/17/1971FDIC Certificate 14046

Branches (9)

Page 1 of 2
NameAddressCity / State
Bank of the Orient (Main)1023 Stockton StSan Francisco, CA
CLEMENT AND SIXTH BRANCH317 6th AveSan Francisco, CA
OAKLAND BRANCH388 9th StOakland, CA
XIAMEN BRANCH (FRGN)499 Bailuzhou Road, XiamenFuujian Province,
PINE STREET BRANCH100 Pine StSan Francisco, CA
IRVING STREET BRANCH2001 Irving StSan Francisco, CA
MILLBRAE BRANCH500 BroadwayMillbrae, CA
SUGAR LAND BRANCH800 Bonaventure WaySugar Land, TX
Showing 7 of 9

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date03/17/1971
Community BankYes
Ownership TypeNot Mutual
ZIP94108
State and County Number06075
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSan Francisco-Oakland-Berkeley, CA

Operational Info

Number of Employees103
Domestic Offices9
Foreign Offices1
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/20/2024
Date of Deposit Insurance03/17/1971
Primary Insurance AgencyDIF
Websitewww.bankorient.com
Data Updated11/14/2025
CERT20387
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.05B
Total Deposits$892.64M
Total Liabilities$919.85M
Total Equity Capital$131.88M
Net Income$2.20M
Net Loans and Leases$860.78M
Assets Per Employee ($Millions)$10.84M
Bank Premises and Fixed Assets$17.70M
Cash and Balances due from Depository Institutions$106.42M
Deposits Held in Domestic Offices$892.48M

Key Performance Ratios

Return on Assets (ROA)0.85%
Return on Equity (ROE)6.73%
Net Interest Margin3.73%
Efficiency Ratio66.44%
Tier 1 Risk-Based Capital Ratio132,879%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.539%
Earning Assets to total Assets95.11%

Income and Expense

Total Interest Income$15.81M
Total Noninterest Income$193.00k
Total Interest Expense$6.64M
Total Noninterest Expense$6.22M
Net Interest Income$9.17M
Pre-tax Net Operating Income$3.14M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.77M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$27.20M
Total Liabilities and Capital$1.05B

Securities

Securities$38.88M
Available-for-sale debt securities$38.38M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$500.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of the Orient?
$1.05B as of the latest filing.
How much are Bank of the Orient's total deposits?
$892.64M in total deposits.
Where is Bank of the Orient located?
San Francisco, CA.
What is the Net Interest Margin?
3.73%.
How many domestic offices does it operate?
9.
When was it established?
03/17/1971.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$860.78M (latest filing).
What is the total interest income (latest filing)?
$15.81M.