Bank of the Orient

San Francisco, CA
IDRSSD: 777366
Total Assets
$1.12B
Latest filing
Total Deposits
$953.54M
Latest filing
Net Interest Margin
3.68%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

122243376CITY OF INDUSTRY, CA

Key People

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Locations

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Main Office
Bank of the Orient
1023 Stockton St
San Francisco, CA 94108
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/17/1971FDIC Certificate 14046

Branches (9)

Page 1 of 2
NameAddressCity / State
Bank of the Orient (Main)1023 Stockton StSan Francisco, CA
CLEMENT AND SIXTH BRANCH317 6th AveSan Francisco, CA
OAKLAND BRANCH388 9th StOakland, CA
XIAMEN BRANCH (FRGN)499 Bailuzhou Road, XiamenFuujian Province,
PINE STREET BRANCH100 Pine StSan Francisco, CA
IRVING STREET BRANCH2001 Irving StSan Francisco, CA
MILLBRAE BRANCH500 BroadwayMillbrae, CA
SUGAR LAND BRANCH800 Bonaventure WaySugar Land, TX
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date03/17/1971
Community BankYes
Ownership TypeNot Mutual
ZIP94108
State and County Number06075
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSan Francisco-Oakland-Berkeley, CA

Operational Info

Number of Employees97
Domestic Offices9
Foreign Offices1
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/20/2024
Date of Deposit Insurance03/17/1971
Primary Insurance AgencyDIF
Websitewww.bankorient.com
Data Updated01/30/2026
CERT20387
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.12B
Total Deposits$953.54M
Total Liabilities$989.12M
Total Equity Capital$132.81M
Net Income$889.00k
Net Loans and Leases$939.89M
Assets Per Employee ($Millions)$11.11M
Bank Premises and Fixed Assets$17.10M
Cash and Balances due from Depository Institutions$106.56M
Deposits Held in Domestic Offices$953.46M

Key Performance Ratios

Return on Assets (ROA)0.33%
Return on Equity (ROE)2.69%
Net Interest Margin3.68%
Efficiency Ratio86.16%
Tier 1 Risk-Based Capital Ratio133,668%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.838%
Earning Assets to total Assets95.21%

Income and Expense

Total Interest Income$16.25M
Total Noninterest Income$-56,000
Total Interest Expense$6.74M
Total Noninterest Expense$8.15M
Net Interest Income$9.51M
Pre-tax Net Operating Income$1.31M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$8.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$27.58M
Total Liabilities and Capital$1.12B

Securities

Securities$33.54M
Available-for-sale debt securities$33.04M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$500.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of the Orient?
$1.12B as of the latest filing.
How much are Bank of the Orient's total deposits?
$953.54M in total deposits.
Where is Bank of the Orient located?
San Francisco, CA.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
9.
When was it established?
03/17/1971.
What is the Return on Assets (ROA)?
0.33%.
How much are total loans and leases?
$939.89M (latest filing).
What is the total interest income (latest filing)?
$16.25M.