Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	06/01/1984
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	92024
State and County Number	06073
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	12
Numeric code	3
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	San Francisco
Core Based Statistical Area Name	San Diego-Chula Vista-Carlsbad, CA

Operational Info

Number of Employees	57
Domestic Offices	5
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	11/18/2023
Date of Deposit Insurance	06/01/1984
Primary Insurance Agency	DIF
Website	www.C3bank.com
Data Updated	11/14/2025
CERT	25249
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$934.02M
Total Deposits	$825.62M
Total Liabilities	$844.84M
Total Equity Capital	$0
Net Income	$3.01M
Net Loans and Leases	$576.53M
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$12.44M
Total Noninterest Income	$311.00k
Total Interest Expense	$3.97M
Total Noninterest Expense	$4.54M
Net Interest Income	$8.48M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About C3bank, National Association

Explore the latest call report data for C3bank, National Association. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of C3bank, National Association?

$934.02M as of the latest filing.

How much are C3bank, National Association's total deposits?

$825.62M in total deposits.

Where is C3bank, National Association located?

Encinitas, CA.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institutions that are currently open and insured by the FDIC.

How many domestic offices does it operate?

When was it established?

06/01/1984.

Who is the primary regulator?

OCC.