EverTrust Bank

City Of Industry, CA
IDRSSD: 2297998
Total Assets
$1.09B
Latest filing
Total Deposits
$816.36M
Latest filing
Net Interest Margin
3.94%
Profitability

Locations

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Main Office
EverTrust Bank
13191 Crossroads Pkwy N
City Of Industry, CA 91746
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/03/1995FDIC Certificate 55588

Branches (7)

Page 1 of 1
NameAddressCity / State
EverTrust Bank (Main)13191 Crossroads Pkwy NCity Of Industry, CA
ALHAMBRA BRANCH333 E Main StAlhambra, CA
IRVINE BRANCH14250 Culver DrIrvine, CA
CUPERTINO BRANCH20568 Stevens Creek BlvdCupertino, CA
ARCADIA BRANCH1228 S Baldwin AveArcadia, CA
CERRITOS BRANCH11458 South StCerritos, CA
CITY OF INDUSTRY18645 Gale AveCity Of Industry, CA
MILPITAS BRANCH390 Barber LnMilpitas, CA
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/03/1995
Community BankYes
Ownership TypeNot Mutual
ZIP91746
State and County Number06037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees94
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance05/03/1995
Primary Insurance AgencyDIF
Websitehttp://www.evertrustbank.com
Data Updated11/14/2025
CERT34010
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.09B
Total Deposits$816.36M
Total Liabilities$837.03M
Total Equity Capital$252.74M
Net Income$3.61M
Net Loans and Leases$806.88M
Assets Per Employee ($Millions)$11.01M
Bank Premises and Fixed Assets$5.71M
Cash and Balances due from Depository Institutions$133.78M
Deposits Held in Domestic Offices$816.36M

Key Performance Ratios

Return on Assets (ROA)1.38%
Return on Equity (ROE)5.76%
Net Interest Margin3.94%
Efficiency Ratio48.03%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets23.192%
Earning Assets to total Assets93.26%

Income and Expense

Total Interest Income$15.18M
Total Noninterest Income$247.00k
Total Interest Expense$5.58M
Total Noninterest Expense$4.73M
Net Interest Income$9.60M
Pre-tax Net Operating Income$5.12M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$123.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$10.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$20.67M
Total Liabilities and Capital$1.09B

Securities

Securities$68.07M
Available-for-sale debt securities$68.07M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of EverTrust Bank?
$1.09B as of the latest filing.
How much are EverTrust Bank's total deposits?
$816.36M in total deposits.
Where is EverTrust Bank located?
City Of Industry, CA.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
8.
When was it established?
05/03/1995.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$806.88M (latest filing).
What is the total interest income (latest filing)?
$15.18M.