BAC Community Bank
Stockton, CA
IDRSSD: 5461
Total Assets
$786.27M
Latest filing
Total Deposits
$670.92M
Latest filing
Net Interest Margin
3.25%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
121143736SANTA CRUZ, CA121144612WATSONVILLE, CA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
BAC Community Bank
517 East Weber Avenue
Stockton, CA 95202
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/21/1965FDIC Certificate 13236
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BAC Community Bank (Main) | 517 East Weber Avenue | Stockton, CA |
| BRENTWOOD BRANCH | 740 1st St | Brentwood, CA |
| NORTH STOCKTON BRANCH | 2001 W March Ln | Stockton, CA |
| MODESTO BRANCH | 1625 J St | Modesto, CA |
| CONCORD BRANCH | 2090 Diamond Blvd | Concord, CA |
| ANTIOCH BRANCH | 3448 Deer Valley Rd | Antioch, CA |
| LODI BRANCH | 1610 W Kettleman Ln | Lodi, CA |
| COUNTRY CLUB BRANCH | 2251 Balfour Rd | Brentwood, CA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/21/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 95202 |
| State and County Number | 06077 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Stockton, CA |
Operational Info
| Number of Employees | 94 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/04/2019 |
| Date of Deposit Insurance | 05/21/1965 |
| Primary Insurance Agency | DIF |
| Website | www.bankbac.com |
| Data Updated | 01/30/2026 |
| CERT | 19434 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $786.27M |
| Total Deposits | $670.92M |
| Total Liabilities | $712.49M |
| Total Equity Capital | $73.78M |
| Net Income | $1.18M |
| Net Loans and Leases | $475.42M |
| Assets Per Employee ($Millions) | $8.19M |
| Bank Premises and Fixed Assets | $11.01M |
| Cash and Balances due from Depository Institutions | $28.62M |
| Deposits Held in Domestic Offices | $670.92M |
Key Performance Ratios
| Return on Assets (ROA) | 0.6% |
| Return on Equity (ROE) | 6.47% |
| Net Interest Margin | 3.25% |
| Efficiency Ratio | 81.35% |
| Tier 1 Risk-Based Capital Ratio | 15.848% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.383% |
| Earning Assets to total Assets | 94.27% |
Income and Expense
| Total Interest Income | $7.86M |
| Total Noninterest Income | $614.00k |
| Total Interest Expense | $1.84M |
| Total Noninterest Expense | $5.39M |
| Net Interest Income | $6.01M |
| Pre-tax Net Operating Income | $1.23M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $33.88M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.68M |
| Total Liabilities and Capital | $786.27M |
Securities
| Securities | $250.39M |
| Available-for-sale debt securities | $33.77M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $216.61M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BAC Community Bank?
$786.27M as of the latest filing.
How much are BAC Community Bank's total deposits?
$670.92M in total deposits.
Where is BAC Community Bank located?
Stockton, CA.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
8.
When was it established?
05/21/1965.
What is the Return on Assets (ROA)?
0.6%.
How much are total loans and leases?
$475.42M (latest filing).
What is the total interest income (latest filing)?
$7.86M.