First Commercial Bank (USA)
Alhambra, CA
IDRSSD: 2332910
Total Assets
$835.86M
Latest filing
Total Deposits
$637.86M
Latest filing
Net Interest Margin
3.59%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Commercial Bank (USA)
200 E Main St
Alhambra, CA 91801
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/20/1997FDIC Certificate 57687
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Commercial Bank (USA) (Main) | 200 E Main St | Alhambra, CA |
| CITY OF INDUSTRY BRANCH | 18725 Gale Ave | City Of Industry, CA |
| IRVINE BRANCH | 4250 Barranca Pkwy | Irvine, CA |
| ARCADIA BRANCH | 1309 S Baldwin Ave | Arcadia, CA |
| FREMONT BRANCH | 47000 Warm Springs Boulevard, Suite 3 And 4 | Fremont, CA |
| CHINO HILLS | 2911 Chino Ave | Chino Hills, CA |
| SAN MATEO BRANCH | 2727 S El Camino Real | San Mateo, CA |
| SILICON VALLEY BRANCH | 7270 Bollinger Road, Suite 10 | San Jose, CA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/20/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 91801 |
| State and County Number | 06037 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 101 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 05/20/1997 |
| Primary Insurance Agency | DIF |
| Website | bankfcb.com |
| Data Updated | 01/30/2026 |
| CERT | 34496 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $835.86M |
| Total Deposits | $637.86M |
| Total Liabilities | $644.81M |
| Total Equity Capital | $191.05M |
| Net Income | $1.78M |
| Net Loans and Leases | $704.75M |
| Assets Per Employee ($Millions) | $8.36M |
| Bank Premises and Fixed Assets | $9.30M |
| Cash and Balances due from Depository Institutions | $65.61M |
| Deposits Held in Domestic Offices | $637.86M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 3.74% |
| Net Interest Margin | 3.59% |
| Efficiency Ratio | 56.5% |
| Tier 1 Risk-Based Capital Ratio | 29.673% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 22.857% |
| Earning Assets to total Assets | 97.09% |
Income and Expense
| Total Interest Income | $12.23M |
| Total Noninterest Income | $36.00k |
| Total Interest Expense | $5.02M |
| Total Noninterest Expense | $4.10M |
| Net Interest Income | $7.21M |
| Pre-tax Net Operating Income | $2.67M |
| Provision for Credit Losses | $489.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.95M |
| Total Liabilities and Capital | $835.86M |
Securities
| Securities | $43.84M |
| Available-for-sale debt securities | $29.63M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $14.21M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Commercial Bank (USA)?
$835.86M as of the latest filing.
How much are First Commercial Bank (USA)'s total deposits?
$637.86M in total deposits.
Where is First Commercial Bank (USA) located?
Alhambra, CA.
What is the Net Interest Margin?
3.59%.
How many domestic offices does it operate?
8.
When was it established?
05/20/1997.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$704.75M (latest filing).
What is the total interest income (latest filing)?
$12.23M.