Nano Banc

Irvine, CA
IDRSSD: 3635029
Total Assets
$874.72M
Latest filing
Total Deposits
$732.66M
Latest filing
Net Interest Margin
2.23%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

122245251IRVINE, CA

Key People

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Locations

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Main Office
Nano Banc
7755 Irvine Center Dr Fl 3
Irvine, CA 92618
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/17/2007FDIC Certificate 457503

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Nano Banc (Main)7755 Irvine Center Dr Fl 3Irvine, CA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date09/17/2007
Community BankYes
Ownership TypeNot Mutual
ZIP92618
State and County Number06059
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees53
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance09/17/2007
Primary Insurance AgencyDIF
Websitewww.nanobanc.com
Data Updated01/30/2026
CERT58590
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$874.72M
Total Deposits$732.66M
Total Liabilities$823.48M
Total Equity Capital$51.24M
Net Income$-16,164,000
Net Loans and Leases$527.92M
Assets Per Employee ($Millions)$18.61M
Bank Premises and Fixed Assets$2.14M
Cash and Balances due from Depository Institutions$253.39M
Deposits Held in Domestic Offices$732.66M

Key Performance Ratios

Return on Assets (ROA)-7.25%
Return on Equity (ROE)-109.23%
Net Interest Margin2.23%
Efficiency Ratio271.29%
Tier 1 Risk-Based Capital Ratio8.811%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets2.49%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets5.858%
Earning Assets to total Assets94.79%

Income and Expense

Total Interest Income$9.43M
Total Noninterest Income$1.45M
Total Interest Expense$4.68M
Total Noninterest Expense$16.81M
Net Interest Income$4.75M
Pre-tax Net Operating Income$-16,164,000
Provision for Credit Losses$5.54M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$50.00M
Federal Funds Sold & Reverse Repurchase Agreement$1.52M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$40.83M
Total Liabilities and Capital$874.72M

Securities

Securities$64.53M
Available-for-sale debt securities$64.53M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Nano Banc?
$874.72M as of the latest filing.
How much are Nano Banc's total deposits?
$732.66M in total deposits.
Where is Nano Banc located?
Irvine, CA.
What is the Net Interest Margin?
2.23%.
How many domestic offices does it operate?
1.
When was it established?
09/17/2007.
What is the Return on Assets (ROA)?
-7.25%.
How much are total loans and leases?
$527.92M (latest filing).
What is the total interest income (latest filing)?
$9.43M.