Pacific Coast Bankers' Bank
Walnut Creek, CA
IDRSSD: 2451240
Total Assets
$1.14B
Latest filing
Total Deposits
$516.74M
Latest filing
Net Interest Margin
2.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Pacific Coast Bankers' Bank
1255 Treat Blvd
Walnut Creek, CA 94597
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/02/1997FDIC Certificate 57011
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Pacific Coast Bankers' Bank (Main) | 1255 Treat Blvd | Walnut Creek, CA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/02/1997 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 94597 |
| State and County Number | 06013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Francisco-Oakland-Berkeley, CA |
Operational Info
| Number of Employees | 116 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2025 |
| Date of Deposit Insurance | 01/02/1997 |
| Primary Insurance Agency | DIF |
| Website | pcbb.com |
| Data Updated | 01/30/2026 |
| CERT | 34252 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.14B |
| Total Deposits | $516.74M |
| Total Liabilities | $998.06M |
| Total Equity Capital | $140.54M |
| Net Income | $2.81M |
| Net Loans and Leases | $481.92M |
| Assets Per Employee ($Millions) | $9.41M |
| Bank Premises and Fixed Assets | $2.44M |
| Cash and Balances due from Depository Institutions | $394.73M |
| Deposits Held in Domestic Offices | $516.74M |
Key Performance Ratios
| Return on Assets (ROA) | 0.98% |
| Return on Equity (ROE) | 8.03% |
| Net Interest Margin | 2.94% |
| Efficiency Ratio | 76.08% |
| Tier 1 Risk-Based Capital Ratio | 23.728% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.343% |
| Earning Assets to total Assets | 84.79% |
Income and Expense
| Total Interest Income | $11.85M |
| Total Noninterest Income | $9.43M |
| Total Interest Expense | $4.62M |
| Total Noninterest Expense | $12.68M |
| Net Interest Income | $7.24M |
| Pre-tax Net Operating Income | $3.82M |
| Provision for Credit Losses | $164.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $100.00M |
| All Other Liabilities | $341.32M |
| Total Liabilities and Capital | $1.14B |
Securities
| Securities | $101.94M |
| Available-for-sale debt securities | $17.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $84.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pacific Coast Bankers' Bank?
$1.14B as of the latest filing.
How much are Pacific Coast Bankers' Bank's total deposits?
$516.74M in total deposits.
Where is Pacific Coast Bankers' Bank located?
Walnut Creek, CA.
What is the Net Interest Margin?
2.94%.
How many domestic offices does it operate?
1.
When was it established?
01/02/1997.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$481.92M (latest filing).
What is the total interest income (latest filing)?
$11.85M.