Pacific Coast Bankers' Bank
Walnut Creek, CA
IDRSSD: 2451240
Total Assets
$1.16B
Latest filing
Total Deposits
$541.42M
Latest filing
Net Interest Margin
2.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pacific Coast Bankers' Bank
1676 N California Blvd
Walnut Creek, CA 94596
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/02/1997FDIC Certificate 57011
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Pacific Coast Bankers' Bank (Main) | 1676 N California Blvd | Walnut Creek, CA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/02/1997 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 94596 |
| State and County Number | 06013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Francisco-Oakland-Berkeley, CA |
Operational Info
| Number of Employees | 118 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/02/1997 |
| Primary Insurance Agency | DIF |
| Website | pcbb.com |
| Data Updated | 11/14/2025 |
| CERT | 34252 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.16B |
| Total Deposits | $541.42M |
| Total Liabilities | $1.02B |
| Total Equity Capital | $139.15M |
| Net Income | $808.00k |
| Net Loans and Leases | $464.15M |
| Assets Per Employee ($Millions) | $10.02M |
| Bank Premises and Fixed Assets | $1.93M |
| Cash and Balances due from Depository Institutions | $446.86M |
| Deposits Held in Domestic Offices | $541.42M |
Key Performance Ratios
| Return on Assets (ROA) | 0.27% |
| Return on Equity (ROE) | 2.32% |
| Net Interest Margin | 2.81% |
| Efficiency Ratio | 92.25% |
| Tier 1 Risk-Based Capital Ratio | 24.708% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.969% |
| Earning Assets to total Assets | 86.19% |
Income and Expense
| Total Interest Income | $11.77M |
| Total Noninterest Income | $9.18M |
| Total Interest Expense | $4.48M |
| Total Noninterest Expense | $15.20M |
| Net Interest Income | $7.29M |
| Pre-tax Net Operating Income | $1.07M |
| Provision for Credit Losses | $202.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $100.00M |
| All Other Liabilities | $341.98M |
| Total Liabilities and Capital | $1.16B |
Securities
| Securities | $106.93M |
| Available-for-sale debt securities | $19.32M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $87.61M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pacific Coast Bankers' Bank?
$1.16B as of the latest filing.
How much are Pacific Coast Bankers' Bank's total deposits?
$541.42M in total deposits.
Where is Pacific Coast Bankers' Bank located?
Walnut Creek, CA.
What is the Net Interest Margin?
2.81%.
How many domestic offices does it operate?
1.
When was it established?
01/02/1997.
What is the Return on Assets (ROA)?
0.27%.
How much are total loans and leases?
$464.15M (latest filing).
What is the total interest income (latest filing)?
$11.77M.