First General Bank

Rowland Heights, CA
IDRSSD: 3386264
Total Assets
$1.14B
Latest filing
Total Deposits
$806.06M
Latest filing
Net Interest Margin
5.27%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

122244061ROWLAND HEIGHTS, CA

Key People

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Locations

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Main Office
First General Bank
19036 Colima Rd
Rowland Heights, CA 91748
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/13/2005FDIC Certificate 437941

Branches (4)

Page 1 of 1
NameAddressCity / State
First General Bank (Main)19036 Colima RdRowland Heights, CA
ARCADIA BRANCH1127 S Baldwin AveArcadia, CA
SAN GABRIEL801 E Valley BlvdSan Gabriel, CA
IRVINE BRANCH5404 C Walnut AvenueIrvine, CA
CERRITOS BRANCH17808 Pioneer BlvdArtesia, CA
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/13/2005
Community BankYes
Ownership TypeNot Mutual
ZIP91748
State and County Number06037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees70
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance10/13/2005
Primary Insurance AgencyDIF
Websitehttp://www.firstgeneralbank.com
Data Updated01/30/2026
CERT58060
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.14B
Total Deposits$806.06M
Total Liabilities$841.29M
Total Equity Capital$294.22M
Net Income$6.15M
Net Loans and Leases$908.06M
Assets Per Employee ($Millions)$16.7M
Bank Premises and Fixed Assets$7.54M
Cash and Balances due from Depository Institutions$177.24M
Deposits Held in Domestic Offices$806.06M

Key Performance Ratios

Return on Assets (ROA)2.16%
Return on Equity (ROE)8.38%
Net Interest Margin5.27%
Efficiency Ratio41.13%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets25.911%
Earning Assets to total Assets95.82%

Income and Expense

Total Interest Income$19.76M
Total Noninterest Income$258.00k
Total Interest Expense$5.38M
Total Noninterest Expense$6.02M
Net Interest Income$14.38M
Pre-tax Net Operating Income$8.61M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$2.95M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$35.23M
Total Liabilities and Capital$1.14B

Securities

Securities$7.02M
Available-for-sale debt securities$4.96M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$2.06M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First General Bank?
$1.14B as of the latest filing.
How much are First General Bank's total deposits?
$806.06M in total deposits.
Where is First General Bank located?
Rowland Heights, CA.
What is the Net Interest Margin?
5.27%.
How many domestic offices does it operate?
5.
When was it established?
10/13/2005.
What is the Return on Assets (ROA)?
2.16%.
How much are total loans and leases?
$908.06M (latest filing).
What is the total interest income (latest filing)?
$19.76M.