First General Bank
Rowland Heights, CA
IDRSSD: 3386264
Total Assets
$1.14B
Latest filing
Total Deposits
$822.86M
Latest filing
Net Interest Margin
5.68%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First General Bank
19036 Colima Rd
Rowland Heights, CA 91748
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/13/2005FDIC Certificate 437941
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First General Bank (Main) | 19036 Colima Rd | Rowland Heights, CA |
| ARCADIA BRANCH | 1127 S Baldwin Ave | Arcadia, CA |
| SAN GABRIEL | 801 E Valley Blvd | San Gabriel, CA |
| IRVINE BRANCH | 5404 C Walnut Avenue | Irvine, CA |
| CERRITOS BRANCH | 17808 Pioneer Blvd | Artesia, CA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/13/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 91748 |
| State and County Number | 06037 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 70 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 10/13/2005 |
| Primary Insurance Agency | DIF |
| Website | http://www.firstgeneralbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58060 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.14B |
| Total Deposits | $822.86M |
| Total Liabilities | $848.25M |
| Total Equity Capital | $292.96M |
| Net Income | $7.88M |
| Net Loans and Leases | $899.76M |
| Assets Per Employee ($Millions) | $16.3M |
| Bank Premises and Fixed Assets | $6.60M |
| Cash and Balances due from Depository Institutions | $193.22M |
| Deposits Held in Domestic Offices | $822.86M |
Key Performance Ratios
| Return on Assets (ROA) | 2.77% |
| Return on Equity (ROE) | 10.91% |
| Net Interest Margin | 5.68% |
| Efficiency Ratio | 28.19% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 25.671% |
| Earning Assets to total Assets | 96.05% |
Income and Expense
| Total Interest Income | $21.33M |
| Total Noninterest Income | $375.00k |
| Total Interest Expense | $5.81M |
| Total Noninterest Expense | $4.48M |
| Net Interest Income | $15.52M |
| Pre-tax Net Operating Income | $11.21M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.95M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $25.40M |
| Total Liabilities and Capital | $1.14B |
Securities
| Securities | $7.08M |
| Available-for-sale debt securities | $4.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.09M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First General Bank?
$1.14B as of the latest filing.
How much are First General Bank's total deposits?
$822.86M in total deposits.
Where is First General Bank located?
Rowland Heights, CA.
What is the Net Interest Margin?
5.68%.
How many domestic offices does it operate?
5.
When was it established?
10/13/2005.
What is the Return on Assets (ROA)?
2.77%.
How much are total loans and leases?
$899.76M (latest filing).
What is the total interest income (latest filing)?
$21.33M.