Provident Savings Bank, F.S.B.
Riverside, CA
IDRSSD: 631570
Total Assets
$1.23B
Latest filing
Total Deposits
$889.74M
Latest filing
Net Interest Margin
3.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Provident Savings Bank, F.S.B.
6570 Magnolia Ave
Riverside, CA 92506
Limited Service - Administrative
Updated 11/14/2025Established 07/02/1956FDIC Certificate 43713
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Provident Savings Bank, F.S.B. (Main) | 6570 Magnolia Ave | Riverside, CA |
| 125 EAST CITRUS AVENUE BRANCH | 125 E Citrus Ave | Redlands, CA |
| 1690 E FLORIDA AVE BRANCH | 1690 E Florida Ave | Hemet, CA |
| 12460 HEACOCK ST BRANCH | 12460 Heacock St | Moreno Valley, CA |
| 27010 SUN CITY BOULEVARD BRANCH | 27010 Sun City Blvd | Sun City, CA |
| 71-991 HIGHWAY 111 BRANCH | 71991 Highway 111 | Rancho Mirage, CA |
| 5225 CANYON CREST DR BRANCH | 5225 Canyon Crest Drive, Suite 30 | Riverside, CA |
| 4001 MAIN STREET BRANCH | 4001 Main St | Riverside, CA |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 07/02/1956 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92506 |
| State and County Number | 06065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Riverside-San Bernardino-Ontario, CA |
Operational Info
| Number of Employees | 163 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.myprovident.com |
| Data Updated | 11/14/2025 |
| CERT | 30879 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.23B |
| Total Deposits | $889.74M |
| Total Liabilities | $1.11B |
| Total Equity Capital | $116.75M |
| Net Income | $1.90M |
| Net Loans and Leases | $1.04B |
| Assets Per Employee ($Millions) | $7.5M |
| Bank Premises and Fixed Assets | $8.96M |
| Cash and Balances due from Depository Institutions | $49.41M |
| Deposits Held in Domestic Offices | $889.74M |
Key Performance Ratios
| Return on Assets (ROA) | 0.61% |
| Return on Equity (ROE) | 6.28% |
| Net Interest Margin | 3.03% |
| Efficiency Ratio | 75.31% |
| Tier 1 Risk-Based Capital Ratio | 18.187% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.486% |
| Earning Assets to total Assets | 96.76% |
Income and Expense
| Total Interest Income | $14.29M |
| Total Noninterest Income | $838.00k |
| Total Interest Expense | $5.22M |
| Total Noninterest Expense | $7.46M |
| Net Interest Income | $9.07M |
| Pre-tax Net Operating Income | $3.07M |
| Provision for Credit Losses | $-626,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $213.07M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.24M |
| Total Liabilities and Capital | $1.23B |
Securities
| Securities | $106.12M |
| Available-for-sale debt securities | $1.54M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $103.88M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Provident Savings Bank, F.S.B.?
$1.23B as of the latest filing.
How much are Provident Savings Bank, F.S.B.'s total deposits?
$889.74M in total deposits.
Where is Provident Savings Bank, F.S.B. located?
Riverside, CA.
What is the Net Interest Margin?
3.03%.
How many domestic offices does it operate?
14.
When was it established?
07/02/1956.
What is the Return on Assets (ROA)?
0.61%.
How much are total loans and leases?
$1.04B (latest filing).
What is the total interest income (latest filing)?
$14.29M.