Commerce West Bank
Irvine, CA
IDRSSD: 3052813
Total Assets
$1.13B
Latest filing
Total Deposits
$977.67M
Latest filing
Net Interest Margin
3.40%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Commerce West Bank
2445 Mccabe Way
Irvine, CA 92614
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/24/2001FDIC Certificate 359010
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Commerce West Bank (Main) | 2445 Mccabe Way | Irvine, CA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/24/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92614 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 81 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 09/24/2001 |
| Primary Insurance Agency | DIF |
| Website | www.cwbk.com |
| Data Updated | 11/14/2025 |
| CERT | 57176 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.13B |
| Total Deposits | $977.67M |
| Total Liabilities | $990.10M |
| Total Equity Capital | $135.40M |
| Net Income | $3.26M |
| Net Loans and Leases | $797.69M |
| Assets Per Employee ($Millions) | $14.07M |
| Bank Premises and Fixed Assets | $2.92M |
| Cash and Balances due from Depository Institutions | $133.89M |
| Deposits Held in Domestic Offices | $977.67M |
Key Performance Ratios
| Return on Assets (ROA) | 1.13% |
| Return on Equity (ROE) | 9.66% |
| Net Interest Margin | 3.4% |
| Efficiency Ratio | 56.67% |
| Tier 1 Risk-Based Capital Ratio | 16.676% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.03% |
| Earning Assets to total Assets | 95.43% |
Income and Expense
| Total Interest Income | $14.29M |
| Total Noninterest Income | $1.17M |
| Total Interest Expense | $4.98M |
| Total Noninterest Expense | $5.94M |
| Net Interest Income | $9.31M |
| Pre-tax Net Operating Income | $4.44M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.43M |
| Total Liabilities and Capital | $1.13B |
Securities
| Securities | $158.28M |
| Available-for-sale debt securities | $131.55M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $27.26M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commerce West Bank?
$1.13B as of the latest filing.
How much are Commerce West Bank's total deposits?
$977.67M in total deposits.
Where is Commerce West Bank located?
Irvine, CA.
What is the Net Interest Margin?
3.40%.
How many domestic offices does it operate?
1.
When was it established?
09/24/2001.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$797.69M (latest filing).
What is the total interest income (latest filing)?
$14.29M.