Icon Business Bank
Riverside, CA
IDRSSD: 5805228
Total Assets
$147.00M
Latest filing
Total Deposits
$125.64M
Latest filing
Net Interest Margin
4.39%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
122245390RIVERSIDE, CA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Icon Business Bank
3390 University Ave
Riverside, CA 92501
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/22/2023FDIC Certificate 645970
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Icon Business Bank (Main) | 3390 University Ave | Riverside, CA |
| SANTA ANA BRANCH | 3 Hutton Centre Drive, Suite 150 | Santa Ana, CA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
HCN Bank
Riverside, California
→
Assets: $996.03MΔ +511.0%
Provident Savings Bank, F.S.B.
Riverside, California
→
Assets: $1.23BΔ +655.0%
Hatch Bank
San Marcos, California
→
Assets: $162.95MΔ -0.0%
Bank of Whittier, National Association
Whittier, California
→
Assets: $167.36MΔ +2.7%
Beach Cities Commercial Bank
Irvine, California
→
Assets: $156.51MΔ -4.0%
BEACON BUSINESS BANK, NATIONAL ASSOCIATION
San Francisco, California
→
Assets: $176.33MΔ +8.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/22/2023 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92501 |
| State and County Number | 06065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Riverside-San Bernardino-Ontario, CA |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/06/2024 |
| Date of Deposit Insurance | 08/22/2023 |
| Primary Insurance Agency | DIF |
| Website | www.iconbusinessbank.com |
| Data Updated | 01/30/2026 |
| CERT | 59314 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $147.00M |
| Total Deposits | $125.64M |
| Total Liabilities | $134.49M |
| Total Equity Capital | $12.52M |
| Net Income | $-343,000 |
| Net Loans and Leases | $116.99M |
| Assets Per Employee ($Millions) | $5.25M |
| Bank Premises and Fixed Assets | $3.50M |
| Cash and Balances due from Depository Institutions | $16.48M |
| Deposits Held in Domestic Offices | $125.64M |
Key Performance Ratios
| Return on Assets (ROA) | -0.89% |
| Return on Equity (ROE) | -10.85% |
| Net Interest Margin | 4.39% |
| Efficiency Ratio | 105.51% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.59% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.516% |
| Earning Assets to total Assets | 95.22% |
Income and Expense
| Total Interest Income | $2.70M |
| Total Noninterest Income | $472.00k |
| Total Interest Expense | $1.08M |
| Total Noninterest Expense | $2.20M |
| Net Interest Income | $1.62M |
| Pre-tax Net Operating Income | $-345,000 |
| Provision for Credit Losses | $230.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.75M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.75M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.10M |
| Total Liabilities and Capital | $147.00M |
Securities
| Securities | $4.69M |
| Available-for-sale debt securities | $4.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Icon Business Bank?
$147.00M as of the latest filing.
How much are Icon Business Bank's total deposits?
$125.64M in total deposits.
Where is Icon Business Bank located?
Riverside, CA.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
2.
When was it established?
08/22/2023.
What is the Return on Assets (ROA)?
-0.89%.
How much are total loans and leases?
$116.99M (latest filing).
What is the total interest income (latest filing)?
$2.70M.