Icon Business Bank
Riverside, CA
IDRSSD: 5805228
Total Assets
$163.02M
Latest filing
Total Deposits
$145.98M
Latest filing
Net Interest Margin
3.72%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Icon Business Bank
3390 University Ave
Riverside, CA 92501
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/22/2023FDIC Certificate 645970
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Icon Business Bank (Main) | 3390 University Ave | Riverside, CA |
| SANTA ANA BRANCH | 3 Hutton Centre Drive, Suite 150 | Santa Ana, CA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/22/2023 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92501 |
| State and County Number | 06065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Riverside-San Bernardino-Ontario, CA |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/06/2024 |
| Date of Deposit Insurance | 08/22/2023 |
| Primary Insurance Agency | DIF |
| Website | www.iconbusinessbank.com |
| Data Updated | 11/14/2025 |
| CERT | 59314 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $163.02M |
| Total Deposits | $145.98M |
| Total Liabilities | $150.24M |
| Total Equity Capital | $12.78M |
| Net Income | $-1,136,000 |
| Net Loans and Leases | $110.63M |
| Assets Per Employee ($Millions) | $5.26M |
| Bank Premises and Fixed Assets | $3.62M |
| Cash and Balances due from Depository Institutions | $38.96M |
| Deposits Held in Domestic Offices | $145.98M |
Key Performance Ratios
| Return on Assets (ROA) | -2.85% |
| Return on Equity (ROE) | -34.14% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 156.73% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.77% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.84% |
| Earning Assets to total Assets | 94.82% |
Income and Expense
| Total Interest Income | $2.60M |
| Total Noninterest Income | $55.00k |
| Total Interest Expense | $1.19M |
| Total Noninterest Expense | $2.29M |
| Net Interest Income | $1.41M |
| Pre-tax Net Operating Income | $-1,136,000 |
| Provision for Credit Losses | $306.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.76M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.26M |
| Total Liabilities and Capital | $163.02M |
Securities
| Securities | $4.98M |
| Available-for-sale debt securities | $4.98M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Icon Business Bank?
$163.02M as of the latest filing.
How much are Icon Business Bank's total deposits?
$145.98M in total deposits.
Where is Icon Business Bank located?
Riverside, CA.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
2.
When was it established?
08/22/2023.
What is the Return on Assets (ROA)?
-2.85%.
How much are total loans and leases?
$110.63M (latest filing).
What is the total interest income (latest filing)?
$2.60M.