Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	07/02/1984
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	33134
State and County Number	12086
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	06
Numeric code	3
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Atlanta
Core Based Statistical Area Name	Miami-Fort Lauderdale-Pompano Beach, FL

Operational Info

Number of Employees	127
Domestic Offices	5
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	11/10/2022
Date of Deposit Insurance	07/02/1984
Primary Insurance Agency	DIF
Website	www.intercreditbank.com
Data Updated	10/31/2025
CERT	25258
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$1.33B
Total Deposits	$1.15B
Total Liabilities	$1.20B
Total Equity Capital	$0
Net Income	$-1,239,000
Net Loans and Leases	$678.18M
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$18.48M
Total Noninterest Income	$205.00k
Total Interest Expense	$11.27M
Total Noninterest Expense	$8.80M
Net Interest Income	$7.22M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About Intercredit Bank, National Association

Explore the latest call report data for Intercredit Bank, National Association. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of Intercredit Bank, National Association?

$1.33B as of the latest filing.

How much are Intercredit Bank, National Association's total deposits?

$1.15B in total deposits.

Where is Intercredit Bank, National Association located?

Coral Gables, FL.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institutions that are currently open and insured by the FDIC.

How many domestic offices does it operate?

When was it established?

07/02/1984.

Who is the primary regulator?

OCC.