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Fowler State Bank

Fowler, CO
IDRSSD: 433859
Total Assets
$143.22M
Latest filing
Total Deposits
$116.35M
Latest filing
Net Interest Margin
3.44%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1899
Community BankYes
Ownership TypeNot Mutual
ZIP81039
State and County Number08089
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees14
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fowlerstate.bank
Data Updated11/14/2025
CERT12372
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$143.22M
Total Deposits$116.35M
Total Liabilities$123.97M
Total Equity Capital$19.25M
Net Income$394.00k
Net Loans and Leases$86.71M
Assets Per Employee ($Millions)$10.23M
Bank Premises and Fixed Assets$27.00k
Cash and Balances due from Depository Institutions$5.91M
Deposits Held in Domestic Offices$116.35M

Key Performance Ratios

Return on Assets (ROA)1.1%
Return on Equity (ROE)8.27%
Net Interest Margin3.44%
Efficiency Ratio49.58%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.26%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.442%
Earning Assets to total Assets95.08%

Income and Expense

Total Interest Income$2.00M
Total Noninterest Income$128.00k
Total Interest Expense$828.00k
Total Noninterest Expense$643.00k
Net Interest Income$1.17M
Pre-tax Net Operating Income$561.00k
Provision for Credit Losses$93.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.44M
Federal Funds Sold & Reverse Repurchase Agreement$5.92M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.18M
Total Liabilities and Capital$143.22M

Securities

Securities$38.12M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$36.86M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Fowler State Bank?
$143.22M as of the latest filing.
How much are Fowler State Bank's total deposits?
$116.35M in total deposits.
Where is Fowler State Bank located?
Fowler, CO.
What is the Net Interest Margin?
3.44%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$86.71M (latest filing).
What is the total interest income (latest filing)?
$2.00M.