Fowler State Bank
Fowler, CO
IDRSSD: 433859
Total Assets
$149.94M
Latest filing
Total Deposits
$123.63M
Latest filing
Net Interest Margin
4.37%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102101412FOWLER, CO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Fowler State Bank
201 Main St
Fowler, CO 81039
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1899FDIC Certificate 7867
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Fowler State Bank (Main) | 201 Main St | Fowler, CO | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81039 |
| State and County Number | 08089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fowlerstate.bank |
| Data Updated | 01/30/2026 |
| CERT | 12372 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $149.94M |
| Total Deposits | $123.63M |
| Total Liabilities | $130.84M |
| Total Equity Capital | $19.09M |
| Net Income | $-83,000 |
| Net Loans and Leases | $99.05M |
| Assets Per Employee ($Millions) | $10.71M |
| Bank Premises and Fixed Assets | $27.00k |
| Cash and Balances due from Depository Institutions | $5.41M |
| Deposits Held in Domestic Offices | $123.63M |
Key Performance Ratios
| Return on Assets (ROA) | -0.23% |
| Return on Equity (ROE) | -1.73% |
| Net Interest Margin | 4.37% |
| Efficiency Ratio | 72.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.74% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.735% |
| Earning Assets to total Assets | 95.33% |
Income and Expense
| Total Interest Income | $2.35M |
| Total Noninterest Income | $139.00k |
| Total Interest Expense | $820.00k |
| Total Noninterest Expense | $1.20M |
| Net Interest Income | $1.52M |
| Pre-tax Net Operating Income | $-176,000 |
| Provision for Credit Losses | $639.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.37M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.46M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $837.00k |
| Total Liabilities and Capital | $149.94M |
Securities
| Securities | $35.47M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $34.15M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Fowler State Bank?
$149.94M as of the latest filing.
How much are Fowler State Bank's total deposits?
$123.63M in total deposits.
Where is Fowler State Bank located?
Fowler, CO.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
-0.23%.
How much are total loans and leases?
$99.05M (latest filing).
What is the total interest income (latest filing)?
$2.35M.