Gunnison Savings and Loan Association

Gunnison, CO
IDRSSD: 388874
Total Assets
$101.95M
Latest filing
Total Deposits
$82.86M
Latest filing
Net Interest Margin
2.65%
Profitability

Key People

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Locations

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Main Office
Gunnison Savings and Loan Association
303 N Main St
Gunnison, CO 81230
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1911FDIC Certificate 43222

Branches (0)

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NameAddressCity / State
No branch data available.
Gunnison Savings and Loan Association (Main)303 N Main StGunnison, CO

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassN/A
Primary RegulatorFDIC
Established Date01/01/1911
Community BankYes
Ownership TypeMutual
ZIP81230
State and County Number08051
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code36
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees14
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.gunnisonsl.com
Data Updated01/30/2026
CERT30388
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$101.95M
Total Deposits$82.86M
Total Liabilities$88.79M
Total Equity Capital$13.16M
Net Income$124.00k
Net Loans and Leases$57.72M
Assets Per Employee ($Millions)$7.28M
Bank Premises and Fixed Assets$1.06M
Cash and Balances due from Depository Institutions$3.19M
Deposits Held in Domestic Offices$82.86M

Key Performance Ratios

Return on Assets (ROA)0.48%
Return on Equity (ROE)3.79%
Net Interest Margin2.65%
Efficiency Ratio81.3%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.91%
Earning Assets to total Assets96.86%

Income and Expense

Total Interest Income$1.12M
Total Noninterest Income$6.00k
Total Interest Expense$465.00k
Total Noninterest Expense$539.00k
Net Interest Income$657.00k
Pre-tax Net Operating Income$72.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$5.75M
Federal Funds Sold & Reverse Repurchase Agreement$5.11M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$186.00k
Total Liabilities and Capital$101.95M

Securities

Securities$33.40M
Available-for-sale debt securities$10.76M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$22.64M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Gunnison Savings and Loan Association?
$101.95M as of the latest filing.
How much are Gunnison Savings and Loan Association's total deposits?
$82.86M in total deposits.
Where is Gunnison Savings and Loan Association located?
Gunnison, CO.
What is the Net Interest Margin?
2.65%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
0.48%.
How much are total loans and leases?
$57.72M (latest filing).
What is the total interest income (latest filing)?
$1.12M.