Park State Bank & Trust
Woodland Park, CO
IDRSSD: 480059
Total Assets
$158.78M
Latest filing
Total Deposits
$142.47M
Latest filing
Net Interest Margin
4.87%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Park State Bank & Trust
710 W Us Highway 24
Woodland Park, CO 80863
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/01/1965FDIC Certificate 13188
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Park State Bank & Trust (Main) | 710 W Us Highway 24 | Woodland Park, CO | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80863 |
| State and County Number | 08119 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Colorado Springs, CO |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/01/1965 |
| Primary Insurance Agency | DIF |
| Website | www.psbtrust.bank |
| Data Updated | 11/14/2025 |
| CERT | 19381 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $158.78M |
| Total Deposits | $142.47M |
| Total Liabilities | $142.91M |
| Total Equity Capital | $15.87M |
| Net Income | $583.00k |
| Net Loans and Leases | $100.71M |
| Assets Per Employee ($Millions) | $5.29M |
| Bank Premises and Fixed Assets | $3.63M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $142.47M |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 15.15% |
| Net Interest Margin | 4.87% |
| Efficiency Ratio | 68.62% |
| Tier 1 Risk-Based Capital Ratio | 19.061% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.997% |
| Earning Assets to total Assets | 94.95% |
Income and Expense
| Total Interest Income | $2.33M |
| Total Noninterest Income | $363.00k |
| Total Interest Expense | $549.00k |
| Total Noninterest Expense | $1.47M |
| Net Interest Income | $1.78M |
| Pre-tax Net Operating Income | $583.00k |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.09M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $38.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $441.00k |
| Total Liabilities and Capital | $158.78M |
Securities
| Securities | $11.50M |
| Available-for-sale debt securities | $11.50M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Park State Bank & Trust?
$158.78M as of the latest filing.
How much are Park State Bank & Trust's total deposits?
$142.47M in total deposits.
Where is Park State Bank & Trust located?
Woodland Park, CO.
What is the Net Interest Margin?
4.87%.
How many domestic offices does it operate?
1.
When was it established?
03/01/1965.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$100.71M (latest filing).
What is the total interest income (latest filing)?
$2.33M.