Park State Bank & Trust
Woodland Park, CO
IDRSSD: 480059
Total Assets
$161.46M
Latest filing
Total Deposits
$144.73M
Latest filing
Net Interest Margin
4.63%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102101250WOODLAND PARK, CO
Key People
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Locations
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Main Office
Park State Bank & Trust
710 W Us Highway 24
Woodland Park, CO 80863
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/01/1965FDIC Certificate 13188
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Park State Bank & Trust (Main) | 710 W Us Highway 24 | Woodland Park, CO | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80863 |
| State and County Number | 08119 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Colorado Springs, CO |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/01/1965 |
| Primary Insurance Agency | DIF |
| Website | www.psbtrust.bank |
| Data Updated | 01/30/2026 |
| CERT | 19381 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $161.46M |
| Total Deposits | $144.73M |
| Total Liabilities | $145.18M |
| Total Equity Capital | $16.28M |
| Net Income | $337.00k |
| Net Loans and Leases | $106.14M |
| Assets Per Employee ($Millions) | $5.38M |
| Bank Premises and Fixed Assets | $3.60M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $144.73M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 8.38% |
| Net Interest Margin | 4.63% |
| Efficiency Ratio | 79.8% |
| Tier 1 Risk-Based Capital Ratio | 19.187% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.084% |
| Earning Assets to total Assets | 95.07% |
Income and Expense
| Total Interest Income | $2.35M |
| Total Noninterest Income | $349.00k |
| Total Interest Expense | $587.00k |
| Total Noninterest Expense | $1.68M |
| Net Interest Income | $1.76M |
| Pre-tax Net Operating Income | $337.00k |
| Provision for Credit Losses | $89.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.09M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $36.05M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $450.00k |
| Total Liabilities and Capital | $161.46M |
Securities
| Securities | $11.25M |
| Available-for-sale debt securities | $11.25M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Park State Bank & Trust?
$161.46M as of the latest filing.
How much are Park State Bank & Trust's total deposits?
$144.73M in total deposits.
Where is Park State Bank & Trust located?
Woodland Park, CO.
What is the Net Interest Margin?
4.63%.
How many domestic offices does it operate?
1.
When was it established?
03/01/1965.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$106.14M (latest filing).
What is the total interest income (latest filing)?
$2.35M.