RG Bank, A Savings and Loan Association
Monte Vista, CO
IDRSSD: 256076
Total Assets
$136.65M
Latest filing
Total Deposits
$122.43M
Latest filing
Net Interest Margin
4.33%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
RG Bank, A Savings and Loan Association
901 1st Ave
Monte Vista, CO 81144
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1905FDIC Certificate 41149
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| RG Bank, A Savings and Loan Association (Main) | 901 1st Ave | Monte Vista, CO |
| MARIPOSA STREET BRANCH | 3416 Mariposa St | Alamosa, CO |
| 80 PIEDRA ROAD BRANCH | 80 Piedra Rd | Pagosa Springs, CO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 81144 |
| State and County Number | 08105 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.rgbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 28315 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $136.65M |
| Total Deposits | $122.43M |
| Total Liabilities | $122.87M |
| Total Equity Capital | $13.79M |
| Net Income | $295.00k |
| Net Loans and Leases | $106.98M |
| Assets Per Employee ($Millions) | $5.47M |
| Bank Premises and Fixed Assets | $2.29M |
| Cash and Balances due from Depository Institutions | $4.77M |
| Deposits Held in Domestic Offices | $122.43M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 8.8% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 76.85% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.088% |
| Earning Assets to total Assets | 92.68% |
Income and Expense
| Total Interest Income | $1.78M |
| Total Noninterest Income | $172.00k |
| Total Interest Expense | $404.00k |
| Total Noninterest Expense | $1.19M |
| Net Interest Income | $1.38M |
| Pre-tax Net Operating Income | $356.00k |
| Provision for Credit Losses | $3.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $442.00k |
| Total Liabilities and Capital | $136.65M |
Securities
| Securities | $17.07M |
| Available-for-sale debt securities | $17.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of RG Bank, A Savings and Loan Association?
$136.65M as of the latest filing.
How much are RG Bank, A Savings and Loan Association's total deposits?
$122.43M in total deposits.
Where is RG Bank, A Savings and Loan Association located?
Monte Vista, CO.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$106.98M (latest filing).
What is the total interest income (latest filing)?
$1.78M.