Rocky Mountain Bank & Trust
Florence, CO
IDRSSD: 249658
Total Assets
$123.51M
Latest filing
Total Deposits
$107.69M
Latest filing
Net Interest Margin
4.33%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Rocky Mountain Bank & Trust
101 E Main St
Florence, CO 81226
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/31/1900FDIC Certificate 1917
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Rocky Mountain Bank & Trust (Main) | 101 E Main St | Florence, CO |
| CHEYENNE MEADOWS BRANCH | 755 Cheyenne Meadows Rd | Colorado Springs, CO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/31/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81226 |
| State and County Number | 08043 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Canon City, CO |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.rmbt.com |
| Data Updated | 01/30/2026 |
| CERT | 3019 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $123.51M |
| Total Deposits | $107.69M |
| Total Liabilities | $108.43M |
| Total Equity Capital | $15.08M |
| Net Income | $418.00k |
| Net Loans and Leases | $64.84M |
| Assets Per Employee ($Millions) | $5.88M |
| Bank Premises and Fixed Assets | $1.67M |
| Cash and Balances due from Depository Institutions | $2.08M |
| Deposits Held in Domestic Offices | $107.69M |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 11.29% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 67.63% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.211% |
| Earning Assets to total Assets | 94.15% |
Income and Expense
| Total Interest Income | $1.69M |
| Total Noninterest Income | $148.00k |
| Total Interest Expense | $450.00k |
| Total Noninterest Expense | $936.00k |
| Net Interest Income | $1.24M |
| Pre-tax Net Operating Income | $418.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $746.00k |
| Total Liabilities and Capital | $123.51M |
Securities
| Securities | $50.33M |
| Available-for-sale debt securities | $50.33M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Rocky Mountain Bank & Trust?
$123.51M as of the latest filing.
How much are Rocky Mountain Bank & Trust's total deposits?
$107.69M in total deposits.
Where is Rocky Mountain Bank & Trust located?
Florence, CO.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
2.
When was it established?
05/31/1900.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$64.84M (latest filing).
What is the total interest income (latest filing)?
$1.69M.