Bank of Estes Park
Estes Park, CO
IDRSSD: 550354
Total Assets
$157.32M
Latest filing
Total Deposits
$140.46M
Latest filing
Net Interest Margin
4.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
107001326ESTES PARK, CO
Key People
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Locations
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Main Office
Bank of Estes Park
255 Park Ln
Estes Park, CO 80517
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/18/1965FDIC Certificate 13161
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Estes Park (Main) | 255 Park Ln | Estes Park, CO |
| NIWOT BRANCH | 7980 Niwot Rd | Niwot, CO |
| ST VRAIN CENTER | 501 S Saint Vrain Ave | Estes Park, CO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/18/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80517 |
| State and County Number | 08069 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fort Collins, CO |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/18/1965 |
| Primary Insurance Agency | DIF |
| Website | www.bankofestespark.com |
| Data Updated | 01/30/2026 |
| CERT | 19351 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $157.32M |
| Total Deposits | $140.46M |
| Total Liabilities | $141.69M |
| Total Equity Capital | $15.63M |
| Net Income | $494.00k |
| Net Loans and Leases | $96.02M |
| Assets Per Employee ($Millions) | $5.83M |
| Bank Premises and Fixed Assets | $1.03M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $140.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 12.75% |
| Net Interest Margin | 4.56% |
| Efficiency Ratio | 64.08% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.37% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.936% |
| Earning Assets to total Assets | 93.1% |
Income and Expense
| Total Interest Income | $2.07M |
| Total Noninterest Income | $100.00k |
| Total Interest Expense | $389.00k |
| Total Noninterest Expense | $1.14M |
| Net Interest Income | $1.68M |
| Pre-tax Net Operating Income | $494.00k |
| Provision for Credit Losses | $145.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $440.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.08M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.23M |
| Total Liabilities and Capital | $157.32M |
Securities
| Securities | $40.95M |
| Available-for-sale debt securities | $40.95M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Estes Park?
$157.32M as of the latest filing.
How much are Bank of Estes Park's total deposits?
$140.46M in total deposits.
Where is Bank of Estes Park located?
Estes Park, CO.
What is the Net Interest Margin?
4.56%.
How many domestic offices does it operate?
3.
When was it established?
01/18/1965.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$96.02M (latest filing).
What is the total interest income (latest filing)?
$2.07M.