Bank of Estes Park
Estes Park, CO
IDRSSD: 550354
Total Assets
$159.15M
Latest filing
Total Deposits
$142.65M
Latest filing
Net Interest Margin
4.55%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Estes Park
255 Park Ln
Estes Park, CO 80517
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/18/1965FDIC Certificate 13161
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Estes Park (Main) | 255 Park Ln | Estes Park, CO |
| NIWOT BRANCH | 7980 Niwot Rd | Niwot, CO |
| ST VRAIN CENTER | 501 S Saint Vrain Ave | Estes Park, CO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/18/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80517 |
| State and County Number | 08069 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fort Collins, CO |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/18/1965 |
| Primary Insurance Agency | DIF |
| Website | www.bankofestespark.com |
| Data Updated | 11/14/2025 |
| CERT | 19351 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $159.15M |
| Total Deposits | $142.65M |
| Total Liabilities | $143.79M |
| Total Equity Capital | $15.36M |
| Net Income | $580.00k |
| Net Loans and Leases | $96.53M |
| Assets Per Employee ($Millions) | $5.68M |
| Bank Premises and Fixed Assets | $1.06M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $142.65M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 15.35% |
| Net Interest Margin | 4.55% |
| Efficiency Ratio | 64.49% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.649% |
| Earning Assets to total Assets | 93.22% |
Income and Expense
| Total Interest Income | $2.04M |
| Total Noninterest Income | $108.00k |
| Total Interest Expense | $372.00k |
| Total Noninterest Expense | $1.14M |
| Net Interest Income | $1.67M |
| Pre-tax Net Operating Income | $580.00k |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $440.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.58M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.14M |
| Total Liabilities and Capital | $159.15M |
Securities
| Securities | $41.61M |
| Available-for-sale debt securities | $41.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Estes Park?
$159.15M as of the latest filing.
How much are Bank of Estes Park's total deposits?
$142.65M in total deposits.
Where is Bank of Estes Park located?
Estes Park, CO.
What is the Net Interest Margin?
4.55%.
How many domestic offices does it operate?
3.
When was it established?
01/18/1965.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$96.53M (latest filing).
What is the total interest income (latest filing)?
$2.04M.