Community State Bank
Lamar, CO
IDRSSD: 3617856
Total Assets
$199.49M
Latest filing
Total Deposits
$172.12M
Latest filing
Net Interest Margin
4.61%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102107364LAMAR, CO
Key People
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Locations
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Main Office
Community State Bank
717 N Main St
Lamar, CO 81052
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/15/2008FDIC Certificate 465259
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community State Bank (Main) | 717 N Main St | Lamar, CO |
| SPRINGFIELD BRANCH | 1301 Main St | Springfield, CO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/15/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81052 |
| State and County Number | 08099 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/15/2008 |
| Primary Insurance Agency | DIF |
| Website | http://www.csb-lamar.com |
| Data Updated | 01/30/2026 |
| CERT | 58732 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $199.49M |
| Total Deposits | $172.12M |
| Total Liabilities | $173.04M |
| Total Equity Capital | $26.45M |
| Net Income | $968.00k |
| Net Loans and Leases | $158.21M |
| Assets Per Employee ($Millions) | $8.31M |
| Bank Premises and Fixed Assets | $2.95M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $172.12M |
Key Performance Ratios
| Return on Assets (ROA) | 1.93% |
| Return on Equity (ROE) | 14.94% |
| Net Interest Margin | 4.61% |
| Efficiency Ratio | 47.32% |
| Tier 1 Risk-Based Capital Ratio | 15.109% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.5% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.259% |
| Earning Assets to total Assets | 94.92% |
Income and Expense
| Total Interest Income | $3.37M |
| Total Noninterest Income | $114.00k |
| Total Interest Expense | $1.17M |
| Total Noninterest Expense | $1.09M |
| Net Interest Income | $2.20M |
| Pre-tax Net Operating Income | $968.00k |
| Provision for Credit Losses | $250.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.10M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $922.00k |
| Total Liabilities and Capital | $199.49M |
Securities
| Securities | $26.87M |
| Available-for-sale debt securities | $26.87M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community State Bank?
$199.49M as of the latest filing.
How much are Community State Bank's total deposits?
$172.12M in total deposits.
Where is Community State Bank located?
Lamar, CO.
What is the Net Interest Margin?
4.61%.
How many domestic offices does it operate?
2.
When was it established?
07/15/2008.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$158.21M (latest filing).
What is the total interest income (latest filing)?
$3.37M.