The State Bank
La Junta, CO
IDRSSD: 387055
Total Assets
$144.97M
Latest filing
Total Deposits
$118.70M
Latest filing
Net Interest Margin
4.61%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The State Bank
124 Colorado Ave
La Junta, CO 81050
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/16/1893FDIC Certificate 1176
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The State Bank (Main) | 124 Colorado Ave | La Junta, CO |
| THE STATE BANK BRANCH | 301 N Main St | Rocky Ford, CO |
| DRIVE-IN FACILITY | 6 West First Street | La Junta, CO |
| DETACHED FACILITY | 901 Elm Ave | Rocky Ford, CO |
| FALCON BRANCH | 7495 Mclaughlin Rd | Peyton, CO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/16/1893 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81050 |
| State and County Number | 08089 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.redibank.com |
| Data Updated | 01/30/2026 |
| CERT | 1778 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $144.97M |
| Total Deposits | $118.70M |
| Total Liabilities | $118.98M |
| Total Equity Capital | $25.98M |
| Net Income | $1.67M |
| Net Loans and Leases | $73.05M |
| Assets Per Employee ($Millions) | $5.8M |
| Bank Premises and Fixed Assets | $3.35M |
| Cash and Balances due from Depository Institutions | $38.82M |
| Deposits Held in Domestic Offices | $118.70M |
Key Performance Ratios
| Return on Assets (ROA) | 4.56% |
| Return on Equity (ROE) | 26.64% |
| Net Interest Margin | 4.61% |
| Efficiency Ratio | 35.43% |
| Tier 1 Risk-Based Capital Ratio | 31.824% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.924% |
| Earning Assets to total Assets | 93.33% |
Income and Expense
| Total Interest Income | $1.84M |
| Total Noninterest Income | $861.00k |
| Total Interest Expense | $272.00k |
| Total Noninterest Expense | $860.00k |
| Net Interest Income | $1.57M |
| Pre-tax Net Operating Income | $1.56M |
| Provision for Credit Losses | $3.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $280.00k |
| Total Liabilities and Capital | $144.97M |
Securities
| Securities | $25.54M |
| Available-for-sale debt securities | $25.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The State Bank?
$144.97M as of the latest filing.
How much are The State Bank's total deposits?
$118.70M in total deposits.
Where is The State Bank located?
La Junta, CO.
What is the Net Interest Margin?
4.61%.
How many domestic offices does it operate?
5.
When was it established?
01/16/1893.
What is the Return on Assets (ROA)?
4.56%.
How much are total loans and leases?
$73.05M (latest filing).
What is the total interest income (latest filing)?
$1.84M.