Del Norte Bank
Del Norte, CO
IDRSSD: 705378
Total Assets
$148.68M
Latest filing
Total Deposits
$121.79M
Latest filing
Net Interest Margin
4.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Del Norte Bank
705 Grand Ave
Del Norte, CO 81132
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1921FDIC Certificate 41900
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Del Norte Bank (Main) | 705 Grand Ave | Del Norte, CO |
| CREEDE BRANCH | 117 N Main St | Creede, CO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1921 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81132 |
| State and County Number | 08105 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 35 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.truelocalbank.com |
| Data Updated | 11/14/2025 |
| CERT | 29066 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $148.68M |
| Total Deposits | $121.79M |
| Total Liabilities | $134.59M |
| Total Equity Capital | $14.09M |
| Net Income | $361.00k |
| Net Loans and Leases | $118.16M |
| Assets Per Employee ($Millions) | $5.72M |
| Bank Premises and Fixed Assets | $2.71M |
| Cash and Balances due from Depository Institutions | $5.97M |
| Deposits Held in Domestic Offices | $121.79M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 10.43% |
| Net Interest Margin | 4.74% |
| Efficiency Ratio | 71.06% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.478% |
| Earning Assets to total Assets | 92.36% |
Income and Expense
| Total Interest Income | $2.26M |
| Total Noninterest Income | $157.00k |
| Total Interest Expense | $647.00k |
| Total Noninterest Expense | $1.25M |
| Net Interest Income | $1.61M |
| Pre-tax Net Operating Income | $496.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.91M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.47M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.89M |
| Total Liabilities and Capital | $148.68M |
Securities
| Securities | $10.25M |
| Available-for-sale debt securities | $10.22M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Del Norte Bank?
$148.68M as of the latest filing.
How much are Del Norte Bank's total deposits?
$121.79M in total deposits.
Where is Del Norte Bank located?
Del Norte, CO.
What is the Net Interest Margin?
4.74%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1921.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$118.16M (latest filing).
What is the total interest income (latest filing)?
$2.26M.