McClave State Bank
Mcclave, CO
IDRSSD: 399357
Total Assets
$84.43M
Latest filing
Total Deposits
$71.60M
Latest filing
Net Interest Margin
4.66%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102104341MC CLAVE, CO
Key People
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Locations
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Main Office
McClave State Bank
101 E 1st St
Mcclave, CO 81057
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/09/1920FDIC Certificate 7188
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| McClave State Bank (Main) | 101 E 1st St | Mcclave, CO |
| MCCLAVE STATE BANK BRANCH | 309 E Olive St | Lamar, CO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/09/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81057 |
| State and County Number | 08011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/31/2006 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.mcclavebank.com |
| Data Updated | 01/30/2026 |
| CERT | 11261 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $84.43M |
| Total Deposits | $71.60M |
| Total Liabilities | $74.00M |
| Total Equity Capital | $10.44M |
| Net Income | $255.00k |
| Net Loans and Leases | $70.80M |
| Assets Per Employee ($Millions) | $7.04M |
| Bank Premises and Fixed Assets | $2.01M |
| Cash and Balances due from Depository Institutions | $5.03M |
| Deposits Held in Domestic Offices | $71.60M |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 9.9% |
| Net Interest Margin | 4.66% |
| Efficiency Ratio | 62.35% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.359% |
| Earning Assets to total Assets | 93.47% |
Income and Expense
| Total Interest Income | $1.46M |
| Total Noninterest Income | $33.00k |
| Total Interest Expense | $554.00k |
| Total Noninterest Expense | $583.00k |
| Net Interest Income | $902.00k |
| Pre-tax Net Operating Income | $337.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $392.00k |
| Total Liabilities and Capital | $84.43M |
Securities
| Securities | $4.34M |
| Available-for-sale debt securities | $4.34M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of McClave State Bank?
$84.43M as of the latest filing.
How much are McClave State Bank's total deposits?
$71.60M in total deposits.
Where is McClave State Bank located?
Mcclave, CO.
What is the Net Interest Margin?
4.66%.
How many domestic offices does it operate?
2.
When was it established?
03/09/1920.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$70.80M (latest filing).
What is the total interest income (latest filing)?
$1.46M.