McClave State Bank

Mcclave, CO
IDRSSD: 399357
Total Assets
$79.10M
Latest filing
Total Deposits
$66.08M
Latest filing
Net Interest Margin
4.81%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

102104341MC CLAVE, CO

Key People

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Locations

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Main Office
McClave State Bank
101 E 1st St
Mcclave, CO 81057
Full Service - Brick and Mortar
Updated 04/10/2026Established 03/09/1920FDIC Certificate 7188

Branches (1)

Page 1 of 1
NameAddressCity / State
McClave State Bank (Main)101 E 1st StMcclave, CO
MCCLAVE STATE BANK BRANCH309 E Olive StLamar, CO
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/09/1920
Community BankYes
Ownership TypeNot Mutual
ZIP81057
State and County Number08011
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees12
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date03/31/2006
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.mcclavebank.com
Data Updated04/10/2026
CERT11261
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$79.10M
Total Deposits$66.08M
Total Liabilities$68.48M
Total Equity Capital$10.62M
Net Income$354.00k
Net Loans and Leases$64.84M
Assets Per Employee ($Millions)$6.59M
Bank Premises and Fixed Assets$1.99M
Cash and Balances due from Depository Institutions$6.20M
Deposits Held in Domestic Offices$66.08M

Key Performance Ratios

Return on Assets (ROA)1.73%
Return on Equity (ROE)13.45%
Net Interest Margin4.81%
Efficiency Ratio51.05%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.424%
Earning Assets to total Assets93.92%

Income and Expense

Total Interest Income$1.42M
Total Noninterest Income$32.00k
Total Interest Expense$501.00k
Total Noninterest Expense$487.00k
Net Interest Income$922.00k
Pre-tax Net Operating Income$467.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$2.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$400.00k
Total Liabilities and Capital$79.10M

Securities

Securities$4.25M
Available-for-sale debt securities$4.25M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of McClave State Bank?
$79.10M as of the latest filing.
How much are McClave State Bank's total deposits?
$66.08M in total deposits.
Where is McClave State Bank located?
Mcclave, CO.
What is the Net Interest Margin?
4.81%.
How many domestic offices does it operate?
2.
When was it established?
03/09/1920.
What is the Return on Assets (ROA)?
1.73%.
How much are total loans and leases?
$64.84M (latest filing).
What is the total interest income (latest filing)?
$1.42M.