Evergreen National Bank

Evergreen, CO
IDRSSD: 427858
Total Assets
$135.59M
Latest filing
Total Deposits
$118.90M
Latest filing
Net Interest Margin
5.42%
Profitability

Locations

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Main Office
Evergreen National Bank
28145 Colorado Highway 74
Evergreen, CO 80439
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/15/1981FDIC Certificate 16405

Branches (2)

Page 1 of 1
NameAddressCity / State
Evergreen National Bank (Main)28145 Colorado Highway 74Evergreen, CO
GEORGETOWN BRANCH502 6th StGeorgetown, CO
BERGEN PARK BRANCH1198 Bergen ParkwayEvergreen, CO
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date04/15/1981
Community BankYes
Ownership TypeNot Mutual
ZIP80439
State and County Number08059
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameDenver-Aurora-Lakewood, CO

Operational Info

Number of Employees34
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/15/1981
Primary Insurance AgencyDIF
Websitewww.enbcolorado.com
Data Updated11/14/2025
CERT23404
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$135.59M
Total Deposits$118.90M
Total Liabilities$119.38M
Total Equity Capital$16.21M
Net Income$425.00k
Net Loans and Leases$89.78M
Assets Per Employee ($Millions)$4.37M
Bank Premises and Fixed Assets$3.33M
Cash and Balances due from Depository Institutions$3.16M
Deposits Held in Domestic Offices$118.90M

Key Performance Ratios

Return on Assets (ROA)1.26%
Return on Equity (ROE)10.69%
Net Interest Margin5.42%
Efficiency Ratio69.98%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.955%
Earning Assets to total Assets94.1%

Income and Expense

Total Interest Income$1.91M
Total Noninterest Income$166.00k
Total Interest Expense$198.00k
Total Noninterest Expense$1.32M
Net Interest Income$1.72M
Pre-tax Net Operating Income$565.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$9.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$483.00k
Total Liabilities and Capital$135.59M

Securities

Securities$28.80M
Available-for-sale debt securities$28.80M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Evergreen National Bank?
$135.59M as of the latest filing.
How much are Evergreen National Bank's total deposits?
$118.90M in total deposits.
Where is Evergreen National Bank located?
Evergreen, CO.
What is the Net Interest Margin?
5.42%.
How many domestic offices does it operate?
3.
When was it established?
04/15/1981.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$89.78M (latest filing).
What is the total interest income (latest filing)?
$1.91M.