Verus Bank of Commerce
Fort Collins, CO
IDRSSD: 3322468
Total Assets
$191.63M
Latest filing
Total Deposits
$138.72M
Latest filing
Net Interest Margin
4.30%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
107007074FORT COLLINS, CO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Verus Bank of Commerce
3700 S College Ave
Fort Collins, CO 80525
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/27/2005FDIC Certificate 434069
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Verus Bank of Commerce (Main) | 3700 S College Ave | Fort Collins, CO | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/27/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80525 |
| State and County Number | 08069 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Fort Collins, CO |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/27/2005 |
| Primary Insurance Agency | DIF |
| Website | www.verusboc.com |
| Data Updated | 01/30/2026 |
| CERT | 58025 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $191.63M |
| Total Deposits | $138.72M |
| Total Liabilities | $154.85M |
| Total Equity Capital | $36.78M |
| Net Income | $874.00k |
| Net Loans and Leases | $166.61M |
| Assets Per Employee ($Millions) | $15.97M |
| Bank Premises and Fixed Assets | $115.00k |
| Cash and Balances due from Depository Institutions | $22.17M |
| Deposits Held in Domestic Offices | $138.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.83% |
| Return on Equity (ROE) | 9.37% |
| Net Interest Margin | 4.3% |
| Efficiency Ratio | 45.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.193% |
| Earning Assets to total Assets | 95.51% |
Income and Expense
| Total Interest Income | $2.86M |
| Total Noninterest Income | $127.00k |
| Total Interest Expense | $894.00k |
| Total Noninterest Expense | $952.00k |
| Net Interest Income | $1.97M |
| Pre-tax Net Operating Income | $1.14M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $13.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $49.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.82M |
| Total Liabilities and Capital | $191.63M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Verus Bank of Commerce?
$191.63M as of the latest filing.
How much are Verus Bank of Commerce's total deposits?
$138.72M in total deposits.
Where is Verus Bank of Commerce located?
Fort Collins, CO.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
1.
When was it established?
06/27/2005.
What is the Return on Assets (ROA)?
1.83%.
How much are total loans and leases?
$166.61M (latest filing).
What is the total interest income (latest filing)?
$2.86M.