The First National Bank of Hugo
Hugo, CO
IDRSSD: 276551
Total Assets
$146.30M
Latest filing
Total Deposits
$131.20M
Latest filing
Net Interest Margin
2.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Hugo
321 4th St
Hugo, CO 80821
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/16/1903FDIC Certificate 1926
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Hugo (Main) | 321 4th St | Hugo, CO |
| FIRST MOUNTAIN BANK BRANCH | 409 Harrison Ave | Leadville, CO |
| LIMON BRANCH | 981 2nd Street | Limon, CO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/16/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80821 |
| State and County Number | 08073 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbhugo.com |
| Data Updated | 11/14/2025 |
| CERT | 3029 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $146.30M |
| Total Deposits | $131.20M |
| Total Liabilities | $131.98M |
| Total Equity Capital | $14.32M |
| Net Income | $375.00k |
| Net Loans and Leases | $68.63M |
| Assets Per Employee ($Millions) | $7.7M |
| Bank Premises and Fixed Assets | $1.27M |
| Cash and Balances due from Depository Institutions | $15.46M |
| Deposits Held in Domestic Offices | $131.20M |
Key Performance Ratios
| Return on Assets (ROA) | 1.02% |
| Return on Equity (ROE) | 10.9% |
| Net Interest Margin | 2.95% |
| Efficiency Ratio | 76.87% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.788% |
| Earning Assets to total Assets | 92.41% |
Income and Expense
| Total Interest Income | $1.44M |
| Total Noninterest Income | $84.00k |
| Total Interest Expense | $431.00k |
| Total Noninterest Expense | $841.00k |
| Net Interest Income | $1.01M |
| Pre-tax Net Operating Income | $253.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.33M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $780.00k |
| Total Liabilities and Capital | $146.30M |
Securities
| Securities | $51.51M |
| Available-for-sale debt securities | $45.09M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Hugo?
$146.30M as of the latest filing.
How much are The First National Bank of Hugo's total deposits?
$131.20M in total deposits.
Where is The First National Bank of Hugo located?
Hugo, CO.
What is the Net Interest Margin?
2.95%.
How many domestic offices does it operate?
3.
When was it established?
11/16/1903.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$68.63M (latest filing).
What is the total interest income (latest filing)?
$1.44M.