Fidelity Bank & Trust
Dubuque, IA
IDRSSD: 939249
Total Assets
$2.52B
Latest filing
Total Deposits
$2.13B
Latest filing
Net Interest Margin
3.57%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Fidelity Bank & Trust
4250 Asbury Rd
Dubuque, IA 52002
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/20/1910FDIC Certificate 8987
Branches (35)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| Fidelity Bank & Trust (Main) | 4250 Asbury Rd | Dubuque, IA |
| BANCROFT BRANCH | 108 W Ramsey St | Bancroft, IA |
| JANESVILLE BRANCH | 204 Wildcat Way | Janesville, IA |
| SOUTH 218 BRANCH | 1503 4th St Sw | Waverly, IA |
| CLARENCE BRANCH | 309 Lombard St | Clarence, IA |
| DEEP RIVER BRANCH | 301 Main St | Deep River, IA |
| LUXEMBURG BRANCH | 105 E Main St | Luxemburg, IA |
| CASCADE BRANCH | 1550 1st Ave E | Cascade, IA |
Showing 7 of 35
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/20/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52002 |
| State and County Number | 19061 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Dubuque, IA |
Operational Info
| Number of Employees | 246 |
| Domestic Offices | 30 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/05/2025 |
| Date of Deposit Insurance | 05/19/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankfidelity.com; www.bankfidelity.bank |
| Data Updated | 01/30/2026 |
| CERT | 14382 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.52B |
| Total Deposits | $2.13B |
| Total Liabilities | $2.26B |
| Total Equity Capital | $257.76M |
| Net Income | $7.61M |
| Net Loans and Leases | $1.79B |
| Assets Per Employee ($Millions) | $8.66M |
| Bank Premises and Fixed Assets | $20.54M |
| Cash and Balances due from Depository Institutions | $57.93M |
| Deposits Held in Domestic Offices | $2.13B |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 12.92% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 53.08% |
| Tier 1 Risk-Based Capital Ratio | 10.564% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.228% |
| Earning Assets to total Assets | 91.27% |
Income and Expense
| Total Interest Income | $29.07M |
| Total Noninterest Income | $3.18M |
| Total Interest Expense | $10.42M |
| Total Noninterest Expense | $11.79M |
| Net Interest Income | $18.65M |
| Pre-tax Net Operating Income | $9.54M |
| Provision for Credit Losses | $500.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $8.14M |
| Other borrowed funds | $84.13M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $37.06M |
| All Other Liabilities | $15.64M |
| Total Liabilities and Capital | $2.52B |
Securities
| Securities | $489.10M |
| Available-for-sale debt securities | $460.96M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $27.88M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Fidelity Bank & Trust?
$2.52B as of the latest filing.
How much are Fidelity Bank & Trust's total deposits?
$2.13B in total deposits.
Where is Fidelity Bank & Trust located?
Dubuque, IA.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
30.
When was it established?
04/20/1910.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$1.79B (latest filing).
What is the total interest income (latest filing)?
$29.07M.