Visbanking Logo

Fidelity Bank & Trust

Dubuque, IA
IDRSSD: 939249
Total Assets
$2.06B
Latest filing
Total Deposits
$1.74B
Latest filing
Net Interest Margin
3.19%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Capra Bank
Dubuque, Iowa
→
Assets: $770.76MΔ -61.9%
Premier Bank
Dubuque, Iowa
→
Assets: $347.46MΔ -82.8%
Luana Savings Bank
Luana, Iowa
→
Assets: $2.12BΔ +4.5%
Central Bank
Storm Lake, Iowa
→
Assets: $2.17BΔ +7.3%
First Citizens Bank
Mason City, Iowa
→
Assets: $1.83BΔ -9.8%
Bank Iowa
West Des Moines, Iowa
→
Assets: $2.23BΔ +10.0%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/20/1910
Community BankYes
Ownership TypeNot Mutual
ZIP52002
State and County Number19061
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDubuque, IA

Operational Info

Number of Employees252
Domestic Offices30
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/17/2025
Date of Deposit Insurance05/19/1934
Primary Insurance AgencyDIF
Websitehttp://www.bankfidelity.com; www.bankfidelity.bank
Data Updated11/14/2025
CERT14382
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.06B
Total Deposits$1.74B
Total Liabilities$1.84B
Total Equity Capital$213.40M
Net Income$5.11M
Net Loans and Leases$1.38B
Assets Per Employee ($Millions)$8.37M
Bank Premises and Fixed Assets$17.70M
Cash and Balances due from Depository Institutions$39.12M
Deposits Held in Domestic Offices$1.74B

Key Performance Ratios

Return on Assets (ROA)1%
Return on Equity (ROE)9.72%
Net Interest Margin3.19%
Efficiency Ratio59.72%
Tier 1 Risk-Based Capital Ratio11.642%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.368%
Earning Assets to total Assets91.24%

Income and Expense

Total Interest Income$24.27M
Total Noninterest Income$1.09M
Total Interest Expense$9.42M
Total Noninterest Expense$9.66M
Net Interest Income$14.85M
Pre-tax Net Operating Income$6.28M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$8.07M
Other borrowed funds$79.89M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$14.73M
All Other Liabilities$13.63M
Total Liabilities and Capital$2.06B

Securities

Securities$474.27M
Available-for-sale debt securities$441.48M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$32.56M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Fidelity Bank & Trust?
$2.06B as of the latest filing.
How much are Fidelity Bank & Trust's total deposits?
$1.74B in total deposits.
Where is Fidelity Bank & Trust located?
Dubuque, IA.
What is the Net Interest Margin?
3.19%.
How many domestic offices does it operate?
30.
When was it established?
04/20/1910.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$1.38B (latest filing).
What is the total interest income (latest filing)?
$24.27M.