American State Bank
Sioux Center, IA
IDRSSD: 735441
Total Assets
$1.51B
Latest filing
Total Deposits
$1.30B
Latest filing
Net Interest Margin
3.19%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
American State Bank
525 N Main Ave
Sioux Center, IA 51250
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/01/1913FDIC Certificate 181
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| American State Bank (Main) | 525 N Main Ave | Sioux Center, IA |
| GRANVILLE BRANCH | 741 Broad St | Granville, IA |
| HOSPERS BRANCH | 100 2nd Ave N | Hospers, IA |
| ALVORD BRANCH | 212 N Main St | Alvord, IA |
| SIOUX CENTER BRANCH | 18 6th St Nw | Sioux Center, IA |
| ORANGE CITY BRANCH | 901 8th St Se | Orange City, IA |
| HULL BRANCH | 624 Main St | Hull, IA |
| SIOUX CENTER SOUTH BRANCH | 16 20th Street Se | Sioux Center, IA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51250 |
| State and County Number | 19167 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 130 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ambankiowa.com |
| Data Updated | 01/30/2026 |
| CERT | 228 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.51B |
| Total Deposits | $1.30B |
| Total Liabilities | $1.36B |
| Total Equity Capital | $157.57M |
| Net Income | $4.54M |
| Net Loans and Leases | $1.35B |
| Assets Per Employee ($Millions) | $11.73M |
| Bank Premises and Fixed Assets | $18.54M |
| Cash and Balances due from Depository Institutions | $101.36M |
| Deposits Held in Domestic Offices | $1.30B |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 11.71% |
| Net Interest Margin | 3.19% |
| Efficiency Ratio | 44.05% |
| Tier 1 Risk-Based Capital Ratio | 11.619% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.81% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.415% |
| Earning Assets to total Assets | 95.27% |
Income and Expense
| Total Interest Income | $20.92M |
| Total Noninterest Income | $2.59M |
| Total Interest Expense | $9.55M |
| Total Noninterest Expense | $6.15M |
| Net Interest Income | $11.37M |
| Pre-tax Net Operating Income | $4.76M |
| Provision for Credit Losses | $3.05M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $45.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.32M |
| Total Liabilities and Capital | $1.51B |
Securities
| Securities | $22.30M |
| Available-for-sale debt securities | $22.30M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American State Bank?
$1.51B as of the latest filing.
How much are American State Bank's total deposits?
$1.30B in total deposits.
Where is American State Bank located?
Sioux Center, IA.
What is the Net Interest Margin?
3.19%.
How many domestic offices does it operate?
11.
When was it established?
09/01/1913.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$1.35B (latest filing).
What is the total interest income (latest filing)?
$20.92M.