United Bank of Iowa
Ida Grove, IA
IDRSSD: 738040
Total Assets
$2.48B
Latest filing
Total Deposits
$1.95B
Latest filing
Net Interest Margin
2.78%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
073902287IDA GROVE, IA073921433IDA GROVE, IA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United Bank of Iowa
501 2nd St
Ida Grove, IA 51445
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/04/1932FDIC Certificate 626
Branches (36)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| United Bank of Iowa (Main) | 501 2nd St | Ida Grove, IA |
| ALTA MAIN BRANCH | 202 S Main St | Alta, IA |
| LYTTON BRANCH | 200 Main St | Lytton, IA |
| ANTHON MAIN BRANCH | 15 East Main Street | Anthon, IA |
| CUSHING BRANCH | 200 Main St | Cushing, IA |
| ARTHUR BRANCH | 109 W 3rd St | Arthur, IA |
| IDA GROVE DRIVE-IN BRANCH | 219 Main St | Ida Grove, IA |
| CHARTER OAK BRANCH | 12 Main St | Charter Oak, IA |
Showing 7 of 36
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/04/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51445 |
| State and County Number | 19093 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 295 |
| Domestic Offices | 37 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.unitedbk.bank |
| Data Updated | 01/30/2026 |
| CERT | 958 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.48B |
| Total Deposits | $1.95B |
| Total Liabilities | $2.26B |
| Total Equity Capital | $222.75M |
| Net Income | $9.18M |
| Net Loans and Leases | $1.62B |
| Assets Per Employee ($Millions) | $8.47M |
| Bank Premises and Fixed Assets | $35.20M |
| Cash and Balances due from Depository Institutions | $67.57M |
| Deposits Held in Domestic Offices | $1.95B |
Key Performance Ratios
| Return on Assets (ROA) | 1.48% |
| Return on Equity (ROE) | 16.68% |
| Net Interest Margin | 2.78% |
| Efficiency Ratio | 54.11% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.979% |
| Earning Assets to total Assets | 93.29% |
Income and Expense
| Total Interest Income | $29.92M |
| Total Noninterest Income | $5.52M |
| Total Interest Expense | $13.83M |
| Total Noninterest Expense | $11.79M |
| Net Interest Income | $16.09M |
| Pre-tax Net Operating Income | $9.46M |
| Provision for Credit Losses | $357.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $162.00k |
| Other borrowed funds | $265.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $33.01M |
| All Other Liabilities | $14.47M |
| Total Liabilities and Capital | $2.48B |
Securities
| Securities | $652.65M |
| Available-for-sale debt securities | $476.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $175.93M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Bank of Iowa?
$2.48B as of the latest filing.
How much are United Bank of Iowa's total deposits?
$1.95B in total deposits.
Where is United Bank of Iowa located?
Ida Grove, IA.
What is the Net Interest Margin?
2.78%.
How many domestic offices does it operate?
37.
When was it established?
02/04/1932.
What is the Return on Assets (ROA)?
1.48%.
How much are total loans and leases?
$1.62B (latest filing).
What is the total interest income (latest filing)?
$29.92M.