Visbanking Logo

Central Bank

Storm Lake, IA
IDRSSD: 546544
Total Assets
$2.27B
Latest filing
Total Deposits
$1.91B
Latest filing
Net Interest Margin
3.48%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Security Trust & Savings Bank
Storm Lake, Iowa
→
Assets: $268.56MΔ -87.6%
The Citizens First National Bank of Storm Lake
Storm Lake, Iowa
→
Assets: $250.89MΔ -88.5%
Bank Iowa
West Des Moines, Iowa
→
Assets: $2.23BΔ +2.5%
Luana Savings Bank
Luana, Iowa
→
Assets: $2.12BΔ -2.6%
Fidelity Bank & Trust
Dubuque, Iowa
→
Assets: $2.02BΔ -6.8%
United Bank of Iowa
Ida Grove, Iowa
→
Assets: $2.42BΔ +11.3%

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1879
Community BankYes
Ownership TypeNot Mutual
ZIP50588
State and County Number19021
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameStorm Lake, IA

Operational Info

Number of Employees301
Domestic Offices23
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.mycentral.bank
Data Updated11/14/2025
CERT15555
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.27B
Total Deposits$1.91B
Total Liabilities$2.04B
Total Equity Capital$227.80M
Net Income$5.32M
Net Loans and Leases$1.91B
Assets Per Employee ($Millions)$7.46M
Bank Premises and Fixed Assets$47.98M
Cash and Balances due from Depository Institutions$103.77M
Deposits Held in Domestic Offices$1.91B

Key Performance Ratios

Return on Assets (ROA)0.96%
Return on Equity (ROE)9.43%
Net Interest Margin3.48%
Efficiency Ratio69.39%
Tier 1 Risk-Based Capital Ratio10.536%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.047%
Earning Assets to total Assets94.18%

Income and Expense

Total Interest Income$31.04M
Total Noninterest Income$4.95M
Total Interest Expense$12.97M
Total Noninterest Expense$16.08M
Net Interest Income$18.06M
Pre-tax Net Operating Income$6.94M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$110.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$10.98M
All Other Liabilities$9.63M
Total Liabilities and Capital$2.27B

Securities

Securities$150.87M
Available-for-sale debt securities$140.81M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$10.05M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Central Bank?
$2.27B as of the latest filing.
How much are Central Bank's total deposits?
$1.91B in total deposits.
Where is Central Bank located?
Storm Lake, IA.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
23.
When was it established?
01/01/1879.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$1.91B (latest filing).
What is the total interest income (latest filing)?
$31.04M.