CBI Bank & Trust
Muscatine, IA
IDRSSD: 830542
Total Assets
$1.60B
Latest filing
Total Deposits
$1.37B
Latest filing
Net Interest Margin
4.21%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/13/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52761 |
| State and County Number | 19139 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Muscatine, IA |
Operational Info
| Number of Employees | 293 |
| Domestic Offices | 24 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cbibt.com |
| Data Updated | 11/14/2025 |
| CERT | 1552 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.60B |
| Total Deposits | $1.37B |
| Total Liabilities | $1.41B |
| Total Equity Capital | $194.67M |
| Net Income | $4.68M |
| Net Loans and Leases | $1.02B |
| Assets Per Employee ($Millions) | $5.81M |
| Bank Premises and Fixed Assets | $25.34M |
| Cash and Balances due from Depository Institutions | $60.21M |
| Deposits Held in Domestic Offices | $1.37B |
Key Performance Ratios
| Return on Assets (ROA) | 1.18% |
| Return on Equity (ROE) | 9.83% |
| Net Interest Margin | 4.21% |
| Efficiency Ratio | 64.98% |
| Tier 1 Risk-Based Capital Ratio | 12.82% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.131% |
| Earning Assets to total Assets | 90.51% |
Income and Expense
| Total Interest Income | $20.16M |
| Total Noninterest Income | $4.04M |
| Total Interest Expense | $5.06M |
| Total Noninterest Expense | $12.83M |
| Net Interest Income | $15.10M |
| Pre-tax Net Operating Income | $5.96M |
| Provision for Credit Losses | $352.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $186.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $29.09M |
| All Other Liabilities | $12.70M |
| Total Liabilities and Capital | $1.60B |
Securities
| Securities | $393.88M |
| Available-for-sale debt securities | $320.06M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $73.88M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CBI Bank & Trust?
$1.60B as of the latest filing.
How much are CBI Bank & Trust's total deposits?
$1.37B in total deposits.
Where is CBI Bank & Trust located?
Muscatine, IA.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
24.
When was it established?
06/13/1933.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$1.02B (latest filing).
What is the total interest income (latest filing)?
$20.16M.