Community State Bank

Ankeny, IA
IDRSSD: 790543
Total Assets
$1.72B
Latest filing
Total Deposits
$1.34B
Latest filing
Net Interest Margin
3.50%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

073910114ANKENY, IA

Key People

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Locations

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Main Office
Community State Bank
817 N Ankeny Blvd
Ankeny, IA 50023
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/15/1960FDIC Certificate 12188

Branches (8)

Page 1 of 2
NameAddressCity / State
Community State Bank (Main)817 N Ankeny BlvdAnkeny, IA
EUCLID DES MOINES BRANCH1401 E Euclid AveDes Moines, IA
WHITE BIRCH BRANCH1640 Sw White Birch CirAnkeny, IA
ALTOONA BRANCH200 8th St SeAltoona, IA
JOHNSTON BRANCH6175 Merle Hay RdJohnston, IA
SOUTHSIDE DES MOINES BRANCH4811 Se 14th StDes Moines, IA
PLEASANT HILL BRANCH1025 N Hickory BlvdPleasant Hill, IA
EAST 33RD DES MOINES BRANCH3540 E 33rd StDes Moines, IA
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date07/15/1960
Community BankYes
Ownership TypeNot Mutual
ZIP50023
State and County Number19153
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDes Moines-West Des Moines, IA

Operational Info

Number of Employees146
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance07/15/1960
Primary Insurance AgencyDIF
Websitewww.bankcsb.com
Data Updated01/30/2026
CERT18272
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.72B
Total Deposits$1.34B
Total Liabilities$1.52B
Total Equity Capital$195.24M
Net Income$4.52M
Net Loans and Leases$1.27B
Assets Per Employee ($Millions)$11.44M
Bank Premises and Fixed Assets$67.60M
Cash and Balances due from Depository Institutions$13.35M
Deposits Held in Domestic Offices$1.34B

Key Performance Ratios

Return on Assets (ROA)1.06%
Return on Equity (ROE)9.37%
Net Interest Margin3.5%
Efficiency Ratio64.16%
Tier 1 Risk-Based Capital Ratio11.753%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.29%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.376%
Earning Assets to total Assets91.23%

Income and Expense

Total Interest Income$22.81M
Total Noninterest Income$1.69M
Total Interest Expense$9.20M
Total Noninterest Expense$10.28M
Net Interest Income$13.61M
Pre-tax Net Operating Income$3.77M
Provision for Credit Losses$1.24M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$155.15M
Federal Funds Sold & Reverse Repurchase Agreement$11.65M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$23.93M
Total Liabilities and Capital$1.72B

Securities

Securities$285.05M
Available-for-sale debt securities$49.67M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$234.47M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community State Bank?
$1.72B as of the latest filing.
How much are Community State Bank's total deposits?
$1.34B in total deposits.
Where is Community State Bank located?
Ankeny, IA.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
9.
When was it established?
07/15/1960.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$1.27B (latest filing).
What is the total interest income (latest filing)?
$22.81M.