Cedar Rapids Bank and Trust Company
Cedar Rapids, IA
IDRSSD: 3029589
Total Assets
$2.77B
Latest filing
Total Deposits
$1.89B
Latest filing
Net Interest Margin
3.57%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cedar Rapids Bank and Trust Company
500 1st Ave Ne
Cedar Rapids, IA 52401
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/14/2001FDIC Certificate 359966
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Cedar Rapids Bank and Trust Company (Main) | 500 1st Ave Ne | Cedar Rapids, IA |
| CEDAR HILLS BRANCH | 191 Jacolyn Dr Nw | Cedar Rapids, IA |
| MARION BRANCH | 700 25th St | Marion, IA |
| CEDAR FALLS BRANCH | 2322 W 1st St | Cedar Falls, IA |
| WATERLOO BRANCH | 11 Tower Park Dr | Waterloo, IA |
| COUNCIL STREET BRANCH | 5400 Council St Ne | Cedar Rapids, IA |
| BEVER AVENUE OFFICE | 2701 Bever Ave Se | Cedar Rapids, IA |
| COMMUNITY NATIONAL BANK BRANCH | 422 Commercial St | Waterloo, IA |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/14/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52401 |
| State and County Number | 19113 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Cedar Rapids, IA |
Operational Info
| Number of Employees | 193 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 09/14/2001 |
| Primary Insurance Agency | DIF |
| Website | www.CRBT.bank |
| Data Updated | 11/14/2025 |
| CERT | 57244 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.77B |
| Total Deposits | $1.89B |
| Total Liabilities | $2.32B |
| Total Equity Capital | $453.39M |
| Net Income | $21.96M |
| Net Loans and Leases | $1.87B |
| Assets Per Employee ($Millions) | $15.47M |
| Bank Premises and Fixed Assets | $48.84M |
| Cash and Balances due from Depository Institutions | $90.22M |
| Deposits Held in Domestic Offices | $1.89B |
Key Performance Ratios
| Return on Assets (ROA) | 3.23% |
| Return on Equity (ROE) | 19.35% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 37.2% |
| Tier 1 Risk-Based Capital Ratio | 13.753% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.376% |
| Earning Assets to total Assets | 85.59% |
Income and Expense
| Total Interest Income | $34.49M |
| Total Noninterest Income | $20.78M |
| Total Interest Expense | $13.69M |
| Total Noninterest Expense | $15.53M |
| Net Interest Income | $20.80M |
| Pre-tax Net Operating Income | $25.56M |
| Provision for Credit Losses | $499.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $109.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $58.60M |
| All Other Liabilities | $256.07M |
| Total Liabilities and Capital | $2.77B |
Securities
| Securities | $341.29M |
| Available-for-sale debt securities | $69.20M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $270.22M |
| Subordinated Debt | $0 |
| Trading Account Assets | $83.22M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cedar Rapids Bank and Trust Company?
$2.77B as of the latest filing.
How much are Cedar Rapids Bank and Trust Company's total deposits?
$1.89B in total deposits.
Where is Cedar Rapids Bank and Trust Company located?
Cedar Rapids, IA.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
9.
When was it established?
09/14/2001.
What is the Return on Assets (ROA)?
3.23%.
How much are total loans and leases?
$1.87B (latest filing).
What is the total interest income (latest filing)?
$34.49M.