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Capra Bank

Dubuque, IA
IDRSSD: 1013744
Total Assets
$984.10M
Latest filing
Total Deposits
$912.20M
Latest filing
Net Interest Margin
3.13%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/21/1946
Community BankYes
Ownership TypeNot Mutual
ZIP52001
State and County Number19061
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDubuque, IA

Operational Info

Number of Employees65
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/12/2024
Date of Deposit Insurance01/21/1946
Primary Insurance AgencyDIF
WebsiteWWW.CAPRABANK.COM
Data Updated11/14/2025
CERT16363
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$984.10M
Total Deposits$912.20M
Total Liabilities$916.49M
Total Equity Capital$67.60M
Net Income$1.71M
Net Loans and Leases$395.75M
Assets Per Employee ($Millions)$14.47M
Bank Premises and Fixed Assets$6.24M
Cash and Balances due from Depository Institutions$82.08M
Deposits Held in Domestic Offices$912.20M

Key Performance Ratios

Return on Assets (ROA)0.78%
Return on Equity (ROE)10.23%
Net Interest Margin3.13%
Efficiency Ratio67%
Tier 1 Risk-Based Capital Ratio12.108%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.22%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.869%
Earning Assets to total Assets96.85%

Income and Expense

Total Interest Income$13.08M
Total Noninterest Income$710.00k
Total Interest Expense$6.46M
Total Noninterest Expense$4.94M
Net Interest Income$6.62M
Pre-tax Net Operating Income$1.92M
Provision for Credit Losses$475.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.30M
Total Liabilities and Capital$984.10M

Securities

Securities$484.04M
Available-for-sale debt securities$484.04M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Capra Bank?
$984.10M as of the latest filing.
How much are Capra Bank's total deposits?
$912.20M in total deposits.
Where is Capra Bank located?
Dubuque, IA.
What is the Net Interest Margin?
3.13%.
How many domestic offices does it operate?
6.
When was it established?
01/21/1946.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$395.75M (latest filing).
What is the total interest income (latest filing)?
$13.08M.