Capra Bank
Dubuque, IA
IDRSSD: 1013744
Total Assets
$978.10M
Latest filing
Total Deposits
$883.20M
Latest filing
Net Interest Margin
3.40%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073922063MONTEZUMA, IA
Key People
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Locations
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Main Office
Capra Bank
955 Washington St
Dubuque, IA 52001
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/21/1946FDIC Certificate 10545
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Capra Bank (Main) | 955 Washington St | Dubuque, IA |
| LUBBOCK, TX BRANCH | 7710 Milwaukee Avenue | Lubbock, TX |
| MESSENGER SERVICE BRANCH - LUBBOCK, TX | 7710 Milwaukee Avenue | Lubbock, TX |
| ALBUQUERQUE BRANCH | 400 Tijeras Ave. N.W. | Albuquerque, NM |
| DUBUQUE COURIER SERVICE BRANCH | 955 Washington St | Dubuque, IA |
| LUBBOCK TX BRANCH | 12115 Slide Road | Lubbock, TX |
| ALBUQUERQUE TEMPORARY BRANCH | Tract A -3-A Legacy At Journal Center | Albuquerque, NM |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/21/1946 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52001 |
| State and County Number | 19061 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Dubuque, IA |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/12/2024 |
| Date of Deposit Insurance | 01/21/1946 |
| Primary Insurance Agency | DIF |
| Website | WWW.CAPRABANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 16363 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $978.10M |
| Total Deposits | $883.20M |
| Total Liabilities | $907.50M |
| Total Equity Capital | $70.59M |
| Net Income | $2.14M |
| Net Loans and Leases | $459.66M |
| Assets Per Employee ($Millions) | $14.18M |
| Bank Premises and Fixed Assets | $9.23M |
| Cash and Balances due from Depository Institutions | $15.83M |
| Deposits Held in Domestic Offices | $883.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 12.39% |
| Net Interest Margin | 3.4% |
| Efficiency Ratio | 67.07% |
| Tier 1 Risk-Based Capital Ratio | 11.128% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.33% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.217% |
| Earning Assets to total Assets | 95.52% |
Income and Expense
| Total Interest Income | $15.16M |
| Total Noninterest Income | $743.00k |
| Total Interest Expense | $7.14M |
| Total Noninterest Expense | $5.90M |
| Net Interest Income | $8.02M |
| Pre-tax Net Operating Income | $2.05M |
| Provision for Credit Losses | $808.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $18.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.80M |
| Total Liabilities and Capital | $978.10M |
Securities
| Securities | $469.85M |
| Available-for-sale debt securities | $469.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Capra Bank?
$978.10M as of the latest filing.
How much are Capra Bank's total deposits?
$883.20M in total deposits.
Where is Capra Bank located?
Dubuque, IA.
What is the Net Interest Margin?
3.40%.
How many domestic offices does it operate?
6.
When was it established?
01/21/1946.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$459.66M (latest filing).
What is the total interest income (latest filing)?
$15.16M.