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Availa Bank

Carroll, IA
IDRSSD: 859141
Total Assets
$1.68B
Latest filing
Total Deposits
$1.40B
Latest filing
Net Interest Margin
2.89%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1870
Community BankYes
Ownership TypeNot Mutual
ZIP51401
State and County Number19027
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameCarroll, IA

Operational Info

Number of Employees174
Domestic Offices15
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.availa.bank
Data Updated11/14/2025
CERT11771
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.68B
Total Deposits$1.40B
Total Liabilities$1.54B
Total Equity Capital$146.30M
Net Income$3.65M
Net Loans and Leases$1.13B
Assets Per Employee ($Millions)$9.62M
Bank Premises and Fixed Assets$23.43M
Cash and Balances due from Depository Institutions$67.82M
Deposits Held in Domestic Offices$1.40B

Key Performance Ratios

Return on Assets (ROA)0.87%
Return on Equity (ROE)10.34%
Net Interest Margin2.89%
Efficiency Ratio63.15%
Tier 1 Risk-Based Capital Ratio12.145%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.692%
Earning Assets to total Assets92.49%

Income and Expense

Total Interest Income$19.77M
Total Noninterest Income$1.84M
Total Interest Expense$8.69M
Total Noninterest Expense$8.23M
Net Interest Income$11.08M
Pre-tax Net Operating Income$4.52M
Provision for Credit Losses$169.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$121.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$7.33M
All Other Liabilities$12.15M
Total Liabilities and Capital$1.68B

Securities

Securities$377.09M
Available-for-sale debt securities$377.00M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Availa Bank?
$1.68B as of the latest filing.
How much are Availa Bank's total deposits?
$1.40B in total deposits.
Where is Availa Bank located?
Carroll, IA.
What is the Net Interest Margin?
2.89%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1870.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$1.13B (latest filing).
What is the total interest income (latest filing)?
$19.77M.