Availa Bank
Carroll, IA
IDRSSD: 859141
Total Assets
$1.69B
Latest filing
Total Deposits
$1.35B
Latest filing
Net Interest Margin
3.12%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073902546CARROLL, IA
Key People
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Locations
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Main Office
Availa Bank
126 W 6th St
Carroll, IA 51401
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1870FDIC Certificate 7528
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Availa Bank (Main) | 126 W 6th St | Carroll, IA |
| DRIVE-UP BRANCH | 601 W Elm Ave | Pocahontas, IA |
| WEBSTER CITY BRANCH | 635 1st St | Webster City, IA |
| FORT DODGE BRANCH | 130 N 29th St | Fort Dodge, IA |
| AMES DUFF BRANCH | 1530 S Duff Ave | Ames, IA |
| POCAHONTAS COUNTY BRANCH | 200 N Main St | Pocahontas, IA |
| COUNCIL BLUFFS BRANCH | 1751 Madison Ave Ste 3004 | Council Bluffs, IA |
| COUNCIL BLUFFS MADISON BRANCH | 1751 Madison Ave | Council Bluffs, IA |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1870 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51401 |
| State and County Number | 19027 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Carroll, IA |
Operational Info
| Number of Employees | 175 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.availa.bank |
| Data Updated | 01/30/2026 |
| CERT | 11771 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.69B |
| Total Deposits | $1.35B |
| Total Liabilities | $1.54B |
| Total Equity Capital | $150.81M |
| Net Income | $3.70M |
| Net Loans and Leases | $1.15B |
| Assets Per Employee ($Millions) | $9.67M |
| Bank Premises and Fixed Assets | $23.98M |
| Cash and Balances due from Depository Institutions | $44.56M |
| Deposits Held in Domestic Offices | $1.35B |
Key Performance Ratios
| Return on Assets (ROA) | 0.88% |
| Return on Equity (ROE) | 9.96% |
| Net Interest Margin | 3.12% |
| Efficiency Ratio | 68.73% |
| Tier 1 Risk-Based Capital Ratio | 12.105% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.914% |
| Earning Assets to total Assets | 92.07% |
Income and Expense
| Total Interest Income | $20.47M |
| Total Noninterest Income | $555.00k |
| Total Interest Expense | $8.33M |
| Total Noninterest Expense | $8.79M |
| Net Interest Income | $12.14M |
| Pre-tax Net Operating Income | $3.64M |
| Provision for Credit Losses | $260.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $176.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.79M |
| All Other Liabilities | $12.04M |
| Total Liabilities and Capital | $1.69B |
Securities
| Securities | $380.61M |
| Available-for-sale debt securities | $380.52M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Availa Bank?
$1.69B as of the latest filing.
How much are Availa Bank's total deposits?
$1.35B in total deposits.
Where is Availa Bank located?
Carroll, IA.
What is the Net Interest Margin?
3.12%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1870.
What is the Return on Assets (ROA)?
0.88%.
How much are total loans and leases?
$1.15B (latest filing).
What is the total interest income (latest filing)?
$20.47M.