Institution Class	Commercial bank, state charter, Fed member, supervised by FRB
Primary Regulator	FED
Established Date	03/07/1923
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	50266
State and County Number	19049
Subchapter S Corporations	Yes
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	07
Numeric code	13
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	Des Moines-West Des Moines, IA

Operational Info

Number of Employees	275
Domestic Offices	24
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	06/30/2024
Date of Deposit Insurance	06/28/1934
Primary Insurance Agency	DIF
Website	www.bankiowa.bank
Data Updated	11/14/2025
CERT	14521
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$2.40B
Total Deposits	$2.03B
Total Liabilities	$2.22B
Total Equity Capital	$185.90M
Net Income	$7.03M
Net Loans and Leases	$1.73B
Assets Per Employee ($Millions)	$8.44M
Bank Premises and Fixed Assets	$31.67M
Cash and Balances due from Depository Institutions	$123.28M
Deposits Held in Domestic Offices	$2.03B

Return on Assets (ROA)	1.22%
Return on Equity (ROE)	15.63%
Net Interest Margin	3.47%
Efficiency Ratio	61.31%
Tier 1 Risk-Based Capital Ratio	10.488%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.15%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	7.731%
Earning Assets to total Assets	94.84%

Total Interest Income	$31.35M
Total Noninterest Income	$2.98M
Total Interest Expense	$12.35M
Total Noninterest Expense	$13.78M
Net Interest Income	$19.00M
Pre-tax Net Operating Income	$7.35M
Provision for Credit Losses	$849.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$156.67M
Federal Funds Sold & Reverse Repurchase Agreement	$2.24M
Federal Funds Purchased and Repurchased Agreement	$7.41M
All Other Liabilities	$26.39M
Total Liabilities and Capital	$2.40B

Securities	$440.55M
Available-for-sale debt securities	$434.77M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$5.50M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Bank Iowa?

$2.40B as of the latest filing.

How much are Bank Iowa's total deposits?

$2.03B in total deposits.

Where is Bank Iowa located?

West Des Moines, IA.

What is the Net Interest Margin?

3.47%.

How many domestic offices does it operate?

24.

When was it established?

03/07/1923.

What is the Return on Assets (ROA)?

1.22%.

How much are total loans and leases?

$1.73B (latest filing).

What is the total interest income (latest filing)?

$31.35M.