Bank Iowa
West Des Moines, IA
IDRSSD: 187947
Total Assets
$2.42B
Latest filing
Total Deposits
$2.03B
Latest filing
Net Interest Margin
3.49%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073920418WEST DES MOINES, IA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank Iowa
1225 Jordan Creek Pkwy
West Des Moines, IA 50266
Limited Service - Administrative
Updated 01/30/2026Established 03/07/1923FDIC Certificate 9074
Branches (24)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Bank Iowa (Main) | 1225 Jordan Creek Pkwy | West Des Moines, IA |
| SCHLESWIG BRANCH | 121 2nd St | Schleswig, IA |
| DRIVE-IN MOTOR BANK BRANCH | 1300 West Nishna Road | Shenandoah, IA |
| ESSEX BRANCH | 528 Iowa Ave | Essex, IA |
| HUMBOLDT DRIVE-UP | 1302 5th Avenue North | Humboldt, IA |
| FREMONT BRANCH | 210 E Main St | Fremont, IA |
| WAUCOMA BRANCH | 102 1st Ave Sw | Waucoma, IA |
| LAWLER BRANCH | 500 E Highway 24 | Lawler, IA |
Showing 7 of 24
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/07/1923 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50266 |
| State and County Number | 19049 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Des Moines-West Des Moines, IA |
Operational Info
| Number of Employees | 285 |
| Domestic Offices | 25 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 06/28/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankiowa.bank |
| Data Updated | 01/30/2026 |
| CERT | 14521 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.42B |
| Total Deposits | $2.03B |
| Total Liabilities | $2.22B |
| Total Equity Capital | $195.33M |
| Net Income | $7.53M |
| Net Loans and Leases | $1.76B |
| Assets Per Employee ($Millions) | $8.48M |
| Bank Premises and Fixed Assets | $31.03M |
| Cash and Balances due from Depository Institutions | $104.02M |
| Deposits Held in Domestic Offices | $2.03B |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 15.8% |
| Net Interest Margin | 3.49% |
| Efficiency Ratio | 62.08% |
| Tier 1 Risk-Based Capital Ratio | 10.555% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.087% |
| Earning Assets to total Assets | 94.96% |
Income and Expense
| Total Interest Income | $32.30M |
| Total Noninterest Income | $2.81M |
| Total Interest Expense | $12.32M |
| Total Noninterest Expense | $14.45M |
| Net Interest Income | $19.98M |
| Pre-tax Net Operating Income | $7.79M |
| Provision for Credit Losses | $550.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $156.67M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.57M |
| Federal Funds Purchased and Repurchased Agreement | $5.85M |
| All Other Liabilities | $27.25M |
| Total Liabilities and Capital | $2.42B |
Securities
| Securities | $439.23M |
| Available-for-sale debt securities | $433.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.50M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank Iowa?
$2.42B as of the latest filing.
How much are Bank Iowa's total deposits?
$2.03B in total deposits.
Where is Bank Iowa located?
West Des Moines, IA.
What is the Net Interest Margin?
3.49%.
How many domestic offices does it operate?
25.
When was it established?
03/07/1923.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$1.76B (latest filing).
What is the total interest income (latest filing)?
$32.30M.