Lincoln Savings Bank
Reinbeck, IA
IDRSSD: 589943
Total Assets
$1.75B
Latest filing
Total Deposits
$1.52B
Latest filing
Net Interest Margin
2.89%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
073905527REINBECK, IA073923114REINBECK, IA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Lincoln Savings Bank
508 Main St
Reinbeck, IA 50669
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 8872
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Lincoln Savings Bank (Main) | 508 Main St | Reinbeck, IA |
| APLINGTON BRANCH | 932 Parriott St | Aplington, IA |
| GREENE BRANCH | 111 E Traer St | Greene, IA |
| TAMA BRANCH | 214 W 4th St | Tama, IA |
| LINCOLN BRANCH | 109 E Main St | Lincoln, IA |
| TOWER PARK BRANCH | 242 Tower Park Dr | Waterloo, IA |
| GRINNELL BRANCH | 1025 Main St | Grinnell, IA |
| LINCOLN SAVINGS BANK - ADEL OFFICE | 312 Nile Kinnick Drive South | Adel, IA |
Showing 7 of 15
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50669 |
| State and County Number | 19075 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Waterloo-Cedar Falls, IA |
Operational Info
| Number of Employees | 217 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 03/26/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mylsb.com |
| Data Updated | 01/30/2026 |
| CERT | 14207 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.75B |
| Total Deposits | $1.52B |
| Total Liabilities | $1.60B |
| Total Equity Capital | $155.99M |
| Net Income | $401.00k |
| Net Loans and Leases | $1.15B |
| Assets Per Employee ($Millions) | $7.97M |
| Bank Premises and Fixed Assets | $41.12M |
| Cash and Balances due from Depository Institutions | $129.81M |
| Deposits Held in Domestic Offices | $1.52B |
Key Performance Ratios
| Return on Assets (ROA) | 0.09% |
| Return on Equity (ROE) | 1.03% |
| Net Interest Margin | 2.89% |
| Efficiency Ratio | 97.41% |
| Tier 1 Risk-Based Capital Ratio | 12.165% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.893% |
| Earning Assets to total Assets | 91.3% |
Income and Expense
| Total Interest Income | $21.80M |
| Total Noninterest Income | $2.19M |
| Total Interest Expense | $10.17M |
| Total Noninterest Expense | $13.46M |
| Net Interest Income | $11.63M |
| Pre-tax Net Operating Income | $357.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $9.97M |
| Other borrowed funds | $70.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.84M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.51M |
| Total Liabilities and Capital | $1.75B |
Securities
| Securities | $330.19M |
| Available-for-sale debt securities | $329.91M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lincoln Savings Bank?
$1.75B as of the latest filing.
How much are Lincoln Savings Bank's total deposits?
$1.52B in total deposits.
Where is Lincoln Savings Bank located?
Reinbeck, IA.
What is the Net Interest Margin?
2.89%.
How many domestic offices does it operate?
16.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.09%.
How much are total loans and leases?
$1.15B (latest filing).
What is the total interest income (latest filing)?
$21.80M.