Luana Savings Bank
Luana, IA
IDRSSD: 674849
Total Assets
$2.21B
Latest filing
Total Deposits
$1.85B
Latest filing
Net Interest Margin
1.72%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073914356LUANA, IA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Luana Savings Bank
100 Harvest Dr
Luana, IA 52156
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/01/1908FDIC Certificate 202
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Luana Savings Bank (Main) | 100 Harvest Dr | Luana, IA |
| NEW HAMPTON BRANCH | 22 W Main St | New Hampton, IA |
| OSSIAN BRANCH | 123 E Main St | Ossian, IA |
| POLK CITY BRANCH | 855 West Bridge Road | Polk City, IA |
| CLIVE BRANCH | 16390 Holcomb Ct | Clive, IA |
| NORWALK BRANCH | 9321 Marketplace Dr | Norwalk, IA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/01/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52156 |
| State and County Number | 19043 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 99 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.luanasavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 253 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.21B |
| Total Deposits | $1.85B |
| Total Liabilities | $2.00B |
| Total Equity Capital | $208.00M |
| Net Income | $3.87M |
| Net Loans and Leases | $1.78B |
| Assets Per Employee ($Millions) | $22.78M |
| Bank Premises and Fixed Assets | $12.15M |
| Cash and Balances due from Depository Institutions | $39.67M |
| Deposits Held in Domestic Offices | $1.85B |
Key Performance Ratios
| Return on Assets (ROA) | 0.71% |
| Return on Equity (ROE) | 7.42% |
| Net Interest Margin | 1.72% |
| Efficiency Ratio | 51.02% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.414% |
| Earning Assets to total Assets | 96.76% |
Income and Expense
| Total Interest Income | $24.63M |
| Total Noninterest Income | $1.22M |
| Total Interest Expense | $15.52M |
| Total Noninterest Expense | $5.27M |
| Net Interest Income | $9.11M |
| Pre-tax Net Operating Income | $5.06M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $136.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.15M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $15.10M |
| Total Liabilities and Capital | $2.21B |
Securities
| Securities | $329.82M |
| Available-for-sale debt securities | $329.82M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Luana Savings Bank?
$2.21B as of the latest filing.
How much are Luana Savings Bank's total deposits?
$1.85B in total deposits.
Where is Luana Savings Bank located?
Luana, IA.
What is the Net Interest Margin?
1.72%.
How many domestic offices does it operate?
6.
When was it established?
08/01/1908.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$1.78B (latest filing).
What is the total interest income (latest filing)?
$24.63M.