Farmers and Merchants State Bank, Bloomfield, Nebraska

Bloomfield, NE
IDRSSD: 411651
Total Assets
$207.73M
Latest filing
Total Deposits
$181.50M
Latest filing
Net Interest Margin
4.16%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1895
Community BankYes
Ownership TypeNot Mutual
ZIP68718
State and County Number31107
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees24
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/17/1934
Primary Insurance AgencyDIF
Websitewww.fandmstatebank.com
Data Updated11/14/2025
CERT13662
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$207.73M
Total Deposits$181.50M
Total Liabilities$188.21M
Total Equity Capital$19.52M
Net Income$918.00k
Net Loans and Leases$138.44M
Assets Per Employee ($Millions)$8.66M
Bank Premises and Fixed Assets$1.25M
Cash and Balances due from Depository Institutions$4.13M
Deposits Held in Domestic Offices$181.50M

Key Performance Ratios

Return on Assets (ROA)1.74%
Return on Equity (ROE)18.32%
Net Interest Margin4.16%
Efficiency Ratio46.25%
Tier 1 Risk-Based Capital Ratio14.699%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.398%
Earning Assets to total Assets94.96%

Income and Expense

Total Interest Income$2.97M
Total Noninterest Income$114.00k
Total Interest Expense$886.00k
Total Noninterest Expense$1.02M
Net Interest Income$2.08M
Pre-tax Net Operating Income$1.17M
Provision for Credit Losses$10.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.23M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.48M
Total Liabilities and Capital$207.73M

Securities

Securities$58.43M
Available-for-sale debt securities$58.34M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers and Merchants State Bank, Bloomfield, Nebraska?
$207.73M as of the latest filing.
How much are Farmers and Merchants State Bank, Bloomfield, Nebraska's total deposits?
$181.50M in total deposits.
Where is Farmers and Merchants State Bank, Bloomfield, Nebraska located?
Bloomfield, NE.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1895.
What is the Return on Assets (ROA)?
1.74%.
How much are total loans and leases?
$138.44M (latest filing).
What is the total interest income (latest filing)?
$2.97M.