York State Bank
York, NE
IDRSSD: 731050
Total Assets
$193.60M
Latest filing
Total Deposits
$162.14M
Latest filing
Net Interest Margin
4.32%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
York State Bank
700 N Lincoln Ave
York, NE 68467
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1943FDIC Certificate 10300
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| York State Bank (Main) | 700 N Lincoln Ave | York, NE |
| GRESHAM BRANCH | 405 Elm St | Gresham, NE |
| G STREET BRANCH | 1022 G St | Geneva, NE |
| DETACHED TELLERS' BRANCH | 729 Lincoln Avenue | York, NE |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1943 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68467 |
| State and County Number | 31185 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 07/15/1943 |
| Primary Insurance Agency | DIF |
| Website | www.yorkstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 16079 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $193.60M |
| Total Deposits | $162.14M |
| Total Liabilities | $163.13M |
| Total Equity Capital | $30.47M |
| Net Income | $947.00k |
| Net Loans and Leases | $136.96M |
| Assets Per Employee ($Millions) | $10.19M |
| Bank Premises and Fixed Assets | $1.79M |
| Cash and Balances due from Depository Institutions | $14.90M |
| Deposits Held in Domestic Offices | $162.14M |
Key Performance Ratios
| Return on Assets (ROA) | 1.98% |
| Return on Equity (ROE) | 12.59% |
| Net Interest Margin | 4.32% |
| Efficiency Ratio | 39.75% |
| Tier 1 Risk-Based Capital Ratio | 16.887% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.741% |
| Earning Assets to total Assets | 90.97% |
Income and Expense
| Total Interest Income | $2.47M |
| Total Noninterest Income | $183.00k |
| Total Interest Expense | $583.00k |
| Total Noninterest Expense | $824.00k |
| Net Interest Income | $1.89M |
| Pre-tax Net Operating Income | $1.18M |
| Provision for Credit Losses | $65.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $400.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $590.00k |
| Total Liabilities and Capital | $193.60M |
Securities
| Securities | $27.32M |
| Available-for-sale debt securities | $24.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.17M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of York State Bank?
$193.60M as of the latest filing.
How much are York State Bank's total deposits?
$162.14M in total deposits.
Where is York State Bank located?
York, NE.
What is the Net Interest Margin?
4.32%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1943.
What is the Return on Assets (ROA)?
1.98%.
How much are total loans and leases?
$136.96M (latest filing).
What is the total interest income (latest filing)?
$2.47M.