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York State Bank

York, NE
IDRSSD: 731050
Total Assets
$189.78M
Latest filing
Total Deposits
$153.81M
Latest filing
Net Interest Margin
4.19%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1943
Community BankYes
Ownership TypeNot Mutual
ZIP68467
State and County Number31185
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees22
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance07/15/1943
Primary Insurance AgencyDIF
Websitewww.yorkstatebank.com
Data Updated11/14/2025
CERT16079
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$189.78M
Total Deposits$153.81M
Total Liabilities$160.08M
Total Equity Capital$29.70M
Net Income$836.00k
Net Loans and Leases$136.20M
Assets Per Employee ($Millions)$9.04M
Bank Premises and Fixed Assets$1.83M
Cash and Balances due from Depository Institutions$9.34M
Deposits Held in Domestic Offices$153.81M

Key Performance Ratios

Return on Assets (ROA)1.78%
Return on Equity (ROE)11.39%
Net Interest Margin4.19%
Efficiency Ratio44.94%
Tier 1 Risk-Based Capital Ratio16.603%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.65%
Earning Assets to total Assets91.61%

Income and Expense

Total Interest Income$2.38M
Total Noninterest Income$189.00k
Total Interest Expense$568.00k
Total Noninterest Expense$897.00k
Net Interest Income$1.81M
Pre-tax Net Operating Income$1.05M
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.60M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$675.00k
Total Liabilities and Capital$189.78M

Securities

Securities$30.19M
Available-for-sale debt securities$26.25M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$3.93M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of York State Bank?
$189.78M as of the latest filing.
How much are York State Bank's total deposits?
$153.81M in total deposits.
Where is York State Bank located?
York, NE.
What is the Net Interest Margin?
4.19%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1943.
What is the Return on Assets (ROA)?
1.78%.
How much are total loans and leases?
$136.20M (latest filing).
What is the total interest income (latest filing)?
$2.38M.