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The Tri-County Bank

Stuart, NE
IDRSSD: 657954
Total Assets
$228.66M
Latest filing
Total Deposits
$208.09M
Latest filing
Net Interest Margin
3.98%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/17/1945
Community BankYes
Ownership TypeNot Mutual
ZIP68780
State and County Number31089
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees36
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance11/17/1945
Primary Insurance AgencyDIF
Websitewww.tricountybank.com
Data Updated11/14/2025
CERT16339
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$228.66M
Total Deposits$208.09M
Total Liabilities$212.21M
Total Equity Capital$16.46M
Net Income$434.00k
Net Loans and Leases$145.92M
Assets Per Employee ($Millions)$6.18M
Bank Premises and Fixed Assets$5.11M
Cash and Balances due from Depository Institutions$7.50M
Deposits Held in Domestic Offices$208.09M

Key Performance Ratios

Return on Assets (ROA)0.77%
Return on Equity (ROE)11.27%
Net Interest Margin3.98%
Efficiency Ratio74.4%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.197%
Earning Assets to total Assets90.52%

Income and Expense

Total Interest Income$3.00M
Total Noninterest Income$230.00k
Total Interest Expense$986.00k
Total Noninterest Expense$1.67M
Net Interest Income$2.02M
Pre-tax Net Operating Income$535.00k
Provision for Credit Losses$40.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$2.50M
Federal Funds Sold & Reverse Repurchase Agreement$6.10M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.62M
Total Liabilities and Capital$228.66M

Securities

Securities$54.26M
Available-for-sale debt securities$54.10M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Tri-County Bank?
$228.66M as of the latest filing.
How much are The Tri-County Bank's total deposits?
$208.09M in total deposits.
Where is The Tri-County Bank located?
Stuart, NE.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
4.
When was it established?
11/17/1945.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$145.92M (latest filing).
What is the total interest income (latest filing)?
$3.00M.